Atome Credit Card 2025 — How To Apply & the Requirements for Application

Steps on How To Apply for Atome Card & the Activation Process

ATOME CREDIT CARD – Here is a guide on how to apply for the credit card offer including the requirements you must prepare.

Nowadays, more and more financial entities are crafting offers that can help countless people in their purchases, loan applications, and credit management. There are several consumer finance products that are packed with the best features. Are you familiar with the Atome Card? You might have seen advertisements about it only.

Atome Credit Card 2025

The Atome Credit Card is packed with excellent features that is given a huge boost by the “Buy Now, Pay Later”. Undeniably, this option appeals best to shoppers. The said feature is ready to take your shopping spree to the next level whether it is in a mall or online.

Atome Card

Through the Atome Credit Card, you can purchase your target item without paying for it under a cash payment. You can pay it later with 0% interest. This consumer finance product offer comes with up to Php 200,000 credit limit.

This credit card offer allows you to have a full control over your financial transactions. It has wide acceptance and the installment offer of the card can be stretched to up to six (6) months. With regards to the income requirement for the application, it has none, thus, many people may have access to it.

How To Apply for Atome Card

The Atome Credit Card application is open for individuals who are 18 years old and above. To apply for it, you need the following IDs:

  • National ID
  • Social Security System (SSS)
  • Unified Multi-purpose ID (UMID)
  • Driver’s License
  • Passport

In applying for the Atome Credit Card, there are only a few steps. Another good news is that the whole application process is fully digital. Here is a guide in applying for this card:

  • Download the latest version of the Atome app from App Store or Play Store.
  • Tap on Atome Card.
  • Pick the Atome Card design and type you prefer. The virtual card will be available immediately once the account is approved; you can decide to order your physical card after if you want. 
  • Provide the details on your personal information, such as your full name, company, mother’s maiden name, and home and shipping address.
  • Go through the Face ID verification using your smartphone’s selfie camera. Remember to remove your glasses, hat, or anything blocking your face to improve your chances of approval. 
  • Wait for 3 working days for your application to be approved. You can expect to receive an email or in-app notification once your application is approved.

Once you got the physical card, activate it by accessing your Atome app and entering the last four (4) digits of the card. Set a new 4-digit PIN for your security.

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