List of Pag-IBIG Calamity Loan Requirements for Application Process
REQUIREMENTS FOR PAG-IBIG CALAMITY LOAN 2025 – If you are a self-employed member who want to apply, here’s a guide on the documents that you need to prepare for the application process.
The Philippines is one of the countries prone to natural calamities. Truth be told that every year, the nation is struck by several typhoons and earthquakes which may have varying impacts to the people.
There are natural calamities that have caused little destruction while there are also those that brought massive devastation in infrastructures as well as loss of lives. Thus, with the country being prone to natural calamities, it is an edge to be a member of calamity loan-providing entities.
Aside from the Government Service Insurance System which has the Emergency Loan offer and the Social Security System which has the SSS Calamity Loan Program or the CLP, the Pag-IBIG Fund also has its own Calamity Loan offer.
The Pag-IBIG Fund is one of the longest-serving state entities in the Philippines. It has several loan offers that its members may turn to in different situations. Its membership is widely accessible as it is open for both employed and self-employed Filipinos.
With regards to the loan offers of the Fund, aside from the Pag-IBIG cash loan which is a multi-purpose loan offer, the state entity also offers the Pag-IBIG Calamity Loan. Qualified members may turn to it in times of natural disaster in the areas where they reside.
Do you want to check on the documentary requirements for the Pag-IBIG Calamity Loan application? First, it is important to make sure that you qualify for the loan offer. Meanwhile, the offer is open not only salaried but as well as non-salaried members of the Fund.
In terms of qualification to the offer, the member-borrower must have posted at least 24 monthly contributions in their Pag-IBIG Regular Savings account. If you are a self-employed member of the Fund, here are the documentary requirements for the Pag-IBIG Calamity Loan application that you should prepare and submit:
- duly-accomplished and signed Pag-IBIG Calamity Loan Application Form
- one (1) photocopy of valid ID acceptable to the Fund
- proof of income (any of the following):
- one (1) photocopy each of the ITR, Audited Financial Statements, and Official Receipt of tax payment from bank supported with DTI Registrant and Mayor’s Permit/Business Permit
- one (1) original copy of the Commission Vouchers reflecting the issuer’s name and contact details
- one (1) original copy of the Bank Statements or passbook for the last 12 months
- one (1) original copy of the Certified True Copy of Transport Franchise issued by appropriate government agency
- one (1) original copy of the Certificate of Engagement issued by the owner of business
- one (1) original copy of Notarized Affidavit of Income (HQP-SLF-136)
An authorized representative of the member-borrower may be the one to file the loan application but there are additional requirements for the Pag-IBIG Calamity Loan application. The following documents are required in this case:
The authorized representative must bring the following:
- Authorization Letter
- one (1) photocopy of a valid ID of the representative
In some cases like the El Niño phenomenon, there are other requirements for the Pag-IBIG Calamity Loan application that the state entity requires. Here’s a guide:
For farmers, including landlords, fisher folks, and livestock farmers
- Certification from the Municipal Agricultural Office (MAO) that their products were affected by the calamity
For business owners/market vendors
- Certification from the Market Vendors Association or certification from the Municipal Mayor attesting that he is engaged in the selling of farm products, vegetable, meat, fish, and that his source of livelihood was affected by the calamity
For Pag-IBIG Members or any of his immediate family members afflicted by diseases
- Medical Certificate from the Doctor stating that such diseases/illness brought by the onset of calamity
In the case of salaried individuals who want to apply for the offer, there is a different set of Pag-IBIG Calamity Loan requirements for application among the locally-employed members.