Pag-IBIG Calamity Loan Requirements 2026 for Self-Employed Members — A GUIDE

List of Pag-IBIG Calamity Loan Requirements 2026 for Application Process

PAG-IBIG CALAMITY LOAN REQUIREMENTS 2026 – Self-employed members of the Fund should secure these documents in applying for the loan.

Are you one of the members of the Pag-IBIG Fund? Among the many departments, offices, and institutions another the government, this state entity is one of those with a multi-million member populace. Its members come from different walks of life and it has crafted excellent offers to ensure that its members have something to turn to in various times.

Typhoon Crising
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The Philippines is a country that is prone to natural calamities as it lies within the Pacific Ring of Fire. Thus, aside from the Pag-IBIG Housing Loan that has helped countless Filipinos secure a house, the government entity also has the Pag-IBIG Calamity Loan that members can turn to in times of natural disasters.

Pag-IBIG Calamity Loan Requirements 2026
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The Pag-IBIG Calamity Loan is ready to help qualified members get an access to cash following the wrath of a typhoon, an earthquake, a volcanic eruption, an El Niño phenomenon, etc. It is open not only for the locally-employed and overseas Filipino worker (OFW) members of the Fund but as well as the self-employed members.

Pag-IBIG Fund
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Truth be told that the forces of nature may not only bring damages to properties but as well as loss of lives and source of income. Thus, through the Pag-IBIG Calamity Loan, the Fund made sure that its members who are living in areas declared under a State of Calamity have something to turn to.

To qualify for the loan, the Pag-IBIG member must have posted at least 24 monthly contributions in their Pag-IBIG Regular Savings account. There are varying Pag-IBIG Calamity Loan requirements among the locally-employed, self-employed, and OFW members of the Fund.

If you are a self-employed member of the Fund and you want to apply for the loan offer or at least get some knowledge on what you will need in case the unwanted but inevitable circumstances happen, here are the Pag-IBIG Calamity Loan requirements for you:

  • duly-accomplished and signed Pag-IBIG Calamity Loan Application Form
  • one (1) photocopy of valid ID acceptable to the Fund
  • proof of income (any of the following):
    • one (1) photocopy each of the ITR, Audited Financial Statements, and Official Receipt of tax payment from bank supported with DTI Registrant and Mayor’s Permit/Business Permit
    • one (1) original copy of the Commission Vouchers reflecting the issuer’s name and contact details
    • one (1) original copy of the Bank Statements or passbook for the last 12 months
    • one (1) original copy of the Certified True Copy of Transport Franchise issued by appropriate government agency
    • one (1) original copy of the Certificate of Engagement issued by the owner of business
    • one (1) original copy of Notarized Affidavit of Income (HQP-SLF-136)

A Pag-IBIG member who is unavailable to personally process the loan application may seek the help of an authorized representative. However, the Pag-IBIG Calamity Loan requirements should include the following:

  • Authorization Letter
  • one (1) photocopy of a valid ID of the representative

There are additional Pag-IBIG Calamity Loan requirements for application in some cases. Here are the additional documents requested by the Pag-IBIG Fund in some cases:

  • Certification from the Municipal Agricultural Office (MAO) that their products were affected by the calamity
  • Certification from the Market Vendors Association or certification from the Municipal Mayor attesting that he is engaged in the selling of farm products, vegetable, meat, fish, and that his source of livelihood was affected by the calamity
  • Medical Certificate from the Doctor stating that such diseases/illness brought by the onset of calamity

Aside from the Calamity Loan offer, the Fund also has the Pag-IBIG cash loan that a member may turn to.

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