Pag-IBIG Loans 2024 — Full List of Offers Fund Members May Apply For

Guide on Pag-IBIG Loans 2024 for Qualified Members

PAG-IBIG LOANS 2024 – You can check here the full list of the loan offers that members of the Pag-IBIG Fund may apply for.

In the Philippines, millions of Filipinos are members of the Pag-IBIG Fund. The member populace is composed of locally-employed and self-employed individuals, overseas Filipino workers, and other voluntary members.

To maintain an updated membership, members of the Fund submit a monthly contribution or savings to the state-run institution. Members who have updated accounts may qualify to the Pag-IBIG loans 2024 that serve different purposes.

Here is a list of the loan offers that the members of the Pag-IBIG Fund may apply for including the eligibility requirements under each of the offer:

Pag-IBIG Housing Loan

The Fund is undeniably most popular for its Housing Loan offer that has helped countless Filipinos acquire residential properties. It is open to finance the acquisition of a residential property, a house construction, a home renovation, a home loan take-out, or a combination of the purposes covered under the offer. It is open for members who meet the following qualifications:

• active Pag-IBIG Fund member with least 24 months savings
• not more than 65 years old at the date of loan application and is not more than 70 years old at the date of loan maturity
• no Pag-IBIG housing loan foreclosed, cancelled, bought back, or voluntarily surrendered
• legal capacity to acquire and encumber real property
• If with existing Pag-IBIG Housing account or Short Term Loan (STL), payments must be updated

The Fund has generously shared the details about the Pag-IBIG Housing Loan offer.

Pag-IBIG Multi-Purpose Loan

Also one of the Pag-IBIG loans 2024 is the Multi-Purpose Loan or also called the MPL. It is a cash loan offer for members who meet the following eligibility criteria:

• has posted at least twenty-four (24) monthly membership savings under the Pag-IBIG Regular Savings program
• with active membership, by having at least one (1) monthly membership savings within the last six (6) months prior to the date of loan application
• if with an existing Pag-IBIG Housing Loan, MPL and/or Calamity Loan, the account/s must not be in default
• has a source of income

Like the Housing Loan, the Fund has also provided the full details about the Pag-IBIG cash loan offer for qualified members.

Pag-IBIG Calamity Loan

In times of natural disaster, members may turn to the Pag-IBIG Calamity Loan which is also one of the Pag-IBIG loans 2024 that benefit a lot of people during a financially-challenging situation following a natural calamity’s devastation. It is open for members who meet the following qualifications:

• a minimum of twenty-four (24) monthly membership savings under the Pag-IBIG Regular Savings
• in active membership, by having at least one (1) monthly membership savings within the last six (6) months prior to the date of loan application
• has proof of income
• If with an existing Pag-IBIG Housing Loan, Multi-Purpose Loan and/or Calamity Loan, the account/s must not be in default

There are also enough details about the Pag-IBIG Calamity Loan offer — short list of documentary requirements, loanable amounts, interest rate details, etc.