Guide on How To Apply for Pag-IBIG Calamity Loan Offer
HOW TO APPLY FOR PAG-IBIG CALAMITY LOAN – Here is a guide in applying for the Calamity Loan offer of the Pag-IBIG Fund.
The Pag-IBIG Fund is not only ready to assist its members in achieving a residential property in an affordable way but as well as in providing a safety net in times of natural disasters. It does it through the Calamity Loan offer.
How to apply for the Pag-IBIG Calamity Loan offer? There are two (2) ways that you can choose from such as the following:
Over-the-Counter
If you want to apply for the Calamity Loan offer over-the-counter, submit your duly-accomploshed loan application form and requirements personally at a branch of the Pag-IBIG Fund nearest to you.
Online or via Virtual Pag-IBIG
- Step 1 — Log in to your Virtual Pag-IBIG account.
- Step 2 — Upload your duly-accomplished Pag-IBIG Calamity Loan Application Form and the requirements; or
- Step 3 — Accomplish the Online Pag-IBIG Calamity Loan Application Form.
An eligible member must file the Pag-IBIG Calamity Loan application within a period of ninety (90) days from the time that the areas was declared under a State of Calamity.
Even if you already have an existing Calamity Loan, you may apply for another Calamity Loan provided that the balance of the existing loan will be deducted from the loan amount of the new loan.
The loan can be repaid in 36 monthly installments but the member may also pay for it in 24 monthly installments. The loan amortization can be paid through any of the following:
- via a salary deduction arrangement with the employer
- via Virtual Pag-IBIG
- in-person at any Pag-IBIG Fund branch
- through any Pag-IBIG Fund-accredited collecting partners’ outlets
