List of GSIS MPL Flex Requirements 2025 for Application
GSIS MPL FLEX REQUIREMENTS 2025 – You can check here the qualifications and the documents required in applying for the Multipurpose Loan Flex offer.
Many Filipinos are members of the Government Service Insurance System. More popularly called GSIS, it is a social insurance giant in the country that provides several benefit and loan offers to its members. In fact, through the years, it has continuously grow its loan offers.

Employees of the government and the public sector in the Philippines are mandated to maintain an active membership to the GSIS. It is to widen the options of government employees most especially in times of calamity, disability, emergency, and even death of a member.

The Government Service Insurance System provides several loan offers for its members. Aside from the GSIS Calamity Loan and the GSIS Pension Loan offers of the social insurance giant, it also has the GSIS Multipurpose Loan Flex or also called the MPL Flex.

The GSIS Multipurpose Loan Flex can provide member-borrowers with cash that can be used to attend to multiple purposes. There are only a few GSIS MPL Flex requirements for application and the loan offer is open even for members who have posted only one (1) month premium contributions for both Personal Share and Government Share at the time of application.
The member-borrower must have no pending administrative case and/or criminal case and must have no GFAL account in default with the agency status not on a “suspended” status. Furthermore, the member-borrower must not be on a leave of absence without pay at the time of the loan application.
Also part of the GSIS MPL Flex requirements for eligibility requires a member-borrower a “resulting net take-home pay after loan availment is not lower than the amount required under the General Appropriations Act, after all required monthly obligations have been deducted”.
With regards to the documents that you need to prepare as the GSIS MPL Flex requirements that you must submit for the loan application, make sure to have the following:
- duly accomplished MPL Flex Application Form
- photocopy of the Unified Multi-Purpose ID (UMID) card or Electronic Card (eCard)
You may apply for the GSIS Multipurpose Loan Flex offer through the eGSISMO or the GWAPS Kiosk. If you already have the GSIS MPL Flex requirements, here are the steps in applying for GSIS loan offer:
via eGSISMO
- Login to your eGSISMO account (BP number and PW)
- Click Loans Application icon and choose (Multi-purpose Loan), Loan Type (New or Renewal).
- Upload a Picture of Member holding UMID / Temporary CARD or 2 Valid Government IDs if UMID / Temporary CARD is lost (as JPEG or PDF File)
- Confirm Loan Agreement and click SAVE
- Await email confirmation from GSIS for tentative loan computation
via GWAPS Kiosk
- Visit a GWAPS Kiosk nearest to you.
- Place your eCard Plus/UMID in the G-W@PS kiosk card reader. Once the card reader has recognized your thumbmark, personal data will be displayed.
- Pick the Loan Windows icon and click on Multipurpose Loan. The screen will display the tentative computation of your preferred loan. You may change the loan amount and/or payment term.
- Place your selected finger on the biometrics scanner to confirm your loan application.
- Wait for the GSIS email or SMS regarding the result of your loan application.
Aside from the MPL Flex, the Government Service Insurance System has a regular GSIS Multi-Purpose Loan offer.