Guide on GSIS Emergency Loan Requirements 2025 for Application
GSIS CALAMITY LOAN REQUIREMENTS 2025 – You can check here the documents that you need to prepare and the application process in availing the Emergency Loan offer.
In the Philippines, millions of Filipinos are members of the Government Service Insurance System or more popularly called GSIS. Filipinos who are working in the government and the public sector are mandated to maintain an active membership to the state entity.
The Government Service Insurance System is operating in the Philippines since 1937. It provides several services to its members such as loans and benefit offers among others. Aside from the GSIS Multi-Purpose Loan Flex offer, the social insurance giant also got the Emergency Loan or also called the GSIS Calamity Loan offer.
As its name suggests, the GSIS Calamity Loan offer is designed as a turn-to for the qualified members whenever the area where they are living or working is hit by a natural disaster. The place must be under the State of Calamity declaration to qualify for the offer.
Like in other loan offers even calamity loans, the Government Service Insurance System has also set eligibility requirements for the GSIS Calamity Loan application. The member-borrower should meet the following qualifications set by the social insurance giant:
- a bona fide resident or employee of the government office within the declared calamity area
- with no arrearages in the payment of mandatory social insurance contributions
- in active service and not on leave of absence without pay
- with no loan that has been declared in default
With regards to the documentary requirements for the GSIS Calamity Loan application, it depends on the application process that you prefer. You may apply through the eGSISMo, via email, or through the GWAPS Kiosk.
Here is a guide on the GSIS Calamity Loan requirements for application as well as the steps in applying for the offer:
via eGSISMo
- Login to your eGSISMO account (BP number and PW)
- Tap/Click Loans Application icon and choose Emergency Loan, Loan Type (New or Renewal)
- Upload a Picture of Member holding UMID / Temporary CARD or 2 Valid Government IDs if UMID / Temporary CARD is lost (as JPEG or PDF File)
- Confirm Loan Agreement and tap/click SAVE
- Await email confirmation from GSIS for further instructions
via Email
- Accomplish the Emergency Loan Application Form* and GSIS UMID Card
- Save the Application Form as JPEG or PDF File and scan the UMID Card
- Email the documents to your GSIS handling branch
- Await email confirmation from GSIS for further instructions
via GWAPS Kiosk
- Visit a GWAPS kiosk
- Put your eCard Plus/UMID in the G-W@PS kiosk card reader. Place the enrolled finger in the biometrics scanner. Your personal data will be shown on the screen once your enrolled finger was recognized by the biometrics scanner
- Choose Loan Windows icon and tap/click on Emergency Loan
- Put your finger on the biometrics scanner to confirm your loan application
- For approved loan applications, you can withdraw anytime your loan proceeds from any Megalink, Bancnet and Expressnet ATM located nationwide
Aside from the calamity loan offer, the Government Service Insurance System also offers the GSIS cash loan which is a multi-purpose loan offer.