GSIS Emergency Loan — Member-Residents of these Areas May Apply until September 2025

Guide on GSIS Emergency Loan 2025 Coverage

GSIS EMERGENCY LOAN – The member-residents in these areas may apply for the calamity loan offer of the Government Service Insurance System until September 2025.

Typhoons are among the natural calamities that usually hit the Philippines. Unfortunately, many areas across the nation are prone to flooding and the people usually have to brave the flood multiple times in a year. Such situation may not only damage properties but as well as cost lives and diminish livelihoods. One safety net you can have is an eligibility for calamity loans.

Typhoon Carina Flood
Photo from The Manila Times

In the Philippines, social insurance giants like the Social Security System or SSS and the Government Service Insurance System or GSIS are among the calamity loan-providers. In Both have multi-million member populace.

GSIS Emergency Loan
Photo Credit: BusinessWorld Online

Filipinos who are working in the government are under a mandatory membership to the Government Service Insurance System. It has several offers that can truly widen the options of its members most especially in times of dire need for a financial access.

Aside from the GSIS benefits that members may turn to in times of disability, unemployment, and retirement among others, the social insurance giant also has several loan offers. One of them is the GSIS Emergency Loan.

GSIS Emergency Loan until September 2025

Through the GSIS Emergency Loan, the government and the social insurance giant want to make sure that the qualified members has something to turn to that can help them in recovering from the impacts of the natural calamity. It is open for GSIS members who meet the following eligibility requirements:

  • a bona fide resident or employee of the government office within the declared calamity area
  • in active service and not on leave of absence without pay
  • has no arrearages in the payment of mandatory social insurance contributions
  • with no loan that has been declared in default

It is the Government Service Insurance System that posts the lists of areas where GSIS members who qualify to the calamity loan offer may apply for the loan. Currently, here are the areas covered by the GSIS Emergency Loan until September 2025:

Granting Period: July 24, 2025 – August 23, 2025

  • Municipality of Umingan, Pangasinan

Granting Period: July 25, 2025 – August 24, 2025

  • Municipality of Agoncillo in Batangas
  • Municipality of Balagtas in Bulacan
  • Municipality of Malisiqui in Pangasinan
  • Municipality of Roxas in Palawan
  • Province of Bataan
  • Province of Pampanga
  • City of Dagupan, Pangasinan
  • Agoncillo, Batangas
  • Municipality of Roxas, Palawan
  • City of Dagupan, Pangasinan
  • Province of Pampanga
  • Province of Bataan
  • Municipality of Malasiqui, Pangasinan
  • Municipality of Balagtas, Bulacan
  • Municipality of Agoncillo, Batangas
  • City of Dagupan, Pangasinan
  • City of Marikina
  • Municipality of Cainta, Rizal
  • Municipality of San Mateo, Rizal
  • Municipality of Montalban, Rizal
  • Province of Bataan
  • Municipality of Malasiqui,Pangasinan
  • Municipality of Balagtas, Bulacan
  • Roxas, Palawan
  • Municipality of Roxas, Palawan
  • Province of Pampanga

Granting Period: July 26, 2025 – August 25, 2025

  • Mangatarem and Mangaldan, Pangasinan

Granting Period: July 26, 2025 – October 25, 2025

  • Caloocan City
  • Province of Rizal

Granting Period: July 27, 2025 – October 26, 2025

  • Muntinlupa City

Granting Period: July 28, 2025 – October 27, 2025

  • Paranaque City

Granting Period: July 24, 2025 – October 23, 2025

  • City of Manila

Granting Period: August 5. 2025 – September 4, 2025

  • Alcala, Pangasinan
  • Bolinao, Pangasinan
  • Labrador, Pangasinan
  • Mabini, Pangasinan
  • Urbiztondo, Pangasinan
  • Bulakan, Bulacan
  • La Trinidad, Benguet
  • Masinloc, Zambales

Granting Period: August 8. 2025 – September 6, 2025

  • Cebu City
  • Iloilo City
  • Negros Occidental (Province)
  • Antique (Province)

Granting Period: August 8. 2025 – September 7, 2025

  • Infanta, Pangasinan
  • Sual, Pangasinan
  • Tuba, Benguet
  • Tingloy, Batangas
  • San Luis, Batangas

Granting Period: August 12. 2025 – September 11, 2025

  • Sta. Cruz, Zambales
  • Itogon, Benguet
  • Bakun, Benguet
  • Sugpon, Ilocos Sur

Granting Period: August 14. 2025 – September 13, 2025

  • Bautista, Pangasinan

In applying for the calamity loan offer, make sure to prepare the GSIS Emergency Loan requirements based on the application process option that is most

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