Answer to ‘When Can I Claim My Pag-IBIG Contributions?” Quest of Many Fund Members
WHEN CAN I CLAIM MY PAG-IBIG CONTRIBUTIONS – Here is a guide on the maturity of your savings in the Pag-IBIG Fund.
A lot of Filipinos continuously strive to keep their Pag-IBIG accounts active by posting monthly contributions so they have something to turn to in the future. Below, you can find the answers to some common quests among members.
When can I claim my Pag-IBIG contributions?
With regards to the question when you can claim your Pag-IBIG contributions or savings, it will be after you have posted at least 240 monthly savings in your account. You must have completed at least 20 years of continuous posting of contributions monthly to get to the minimum limit for the withdrawal of your savings.
How much will I get on top of my Pag-IBIG contributions?
Aside from your total contributions, after your year 15 of posting contributions to Pag-IBIG Fund, you may withdraw your TAV or your Total Accumulated Value provided that your membership was made after the implementation of the Republic Act No. 9679.
On what grounds will my TAV releasing be possibly delayed?
However, if you have an outstansing Housing Loan or short-term loan such as a Multi-Purpose Loan (MPL) or a Calamity Loan, you may not be able to get your TAV until you finish your loan balance.
What are the other situations wherein Pag-IBIG can refund my TAVs?
Aside from reaching your 15th year of continuously posting monthly contributions to Pag-IBIG Fund, the other grounds wherein you may get your TAVs is when you obtain a permanent disability such as any of the following:
- Permanent paralysis of both limbs
- Complete loss of eyesight
- Temporary full disability for over 120 days
- Brain injuries leading to incurable imbecility
- Loss of two limbs (at or over the ankle or wrist)
- Other cases defined as complete and permanent disabilities by a licensed physician and approved by the Board of Trustees
What are the Pag-IBIG Contribution Rates this year?
The Pag-IBIG Fund has set different rates among members coming from different categories. Here are references on the contribution rates set by the agency:
You may also visit — Pag-IBIG Loans – Full List of Loan Offers for Qualified Members