Pag-IBIG Cash Loan Loanable Amounts 2024 — Here’s How Much Members May Borrow

Guide on Pag-IBIG Cash Loan Loanable Amounts 2024 for Qualified Members

PAG-IBIG CASH LOAN LOANABLE AMOUNTS 2024 – Here is a guide on how much members of the Pag-IBIG Fund may borrow under the multi-purpose cash loan offer.

Are you looking for a cash loan offer? If you are a member of the Pag-IBIG Fund, you may turn to the Multi-Purpose Loan offer of the government office.

Pag-IBIG Cash Loan Loanable Amounts 2024
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There are several Pag-IBIG Loans for the members of the government agency. It is most popular for its Housing Loan offer but it also has the Pag-IBIG Calamity Loan and the Pag-IBIG Multi-Purpose cash loan for members. Under the latter, a qualified member may borrow to finance any of the following purposes:

  • Medical expenses;
  • Minor home improvement;
  • Capital for a small business;
  • Tuition fee and other education-related expenses;
  • Purchase of furniture, appliances or electronic gadgets;
  • Payment of utility and credit card bills;
  • Vacation and travel;
  • Special events;
  • Car repair; or
  • Other needs
Pag-IBIG Fund Loans
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Who are qualified to apply for the Pag-IBIG cash loan offer? Here are the eligibility requirements set by the government agency under its loan offer:

  • has posted at least twenty-four (24) monthly membership savings under the Pag-IBIG Regular Savings program
  • with active membership, by having at least one (1) monthly membership savings within the last six (6) months prior to the date of loan application
  • if with an existing Pag-IBIG Housing Loan, MPL and/or Calamity Loan, the account/s must not be in default
  • has a source of income

According to the Fund, with regards to the Pag-IBIG cash loan loanable amounts, a qualified member is allowed to borrow up to 80% of your total Regular Savings in the government agency. It includes the monthly contributions of the member-borrower, his/her employer’s share, and the accumulated dividends earned.

Thus, if your total Regular Savings is Php 10,000, your Pag-IBIG cash loan loanable amounts is up to Php 8,000 which is 80% of the total savings.

In applying for the loan offer, prepare the documentary requirements for the Pag-IBIG cash loan application. Make sure to have the original copies of all the documents required by the Fund for the application.

11 thoughts on “Pag-IBIG Cash Loan Loanable Amounts 2024 — Here’s How Much Members May Borrow”

  1. The manager
    PAG-IBIG

    Good day;
    15 years in service maka avail ba ako nang maturity? or ma ka avail pa ba ako sa PAG-IBIG loan magkano?

    Reply
  2. good afternoon po, ask for a favor lng po, how to avail with unpaid loan during my first employer, and i had a prem contribution to my new employer. ive been a member for 27 years more or less. pls. thank you.

    Reply
  3. na stop na Po Ako for contribution dahil Wala na Po akong trabaho..pero natapos ko Po Yung 10 yrs of pag ibig contribution..qualified parin Po ba Ako for loan(educational loan)..if Po paano?..salamat po

    Reply

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