Guide on Pag-IBIG Loans 2024 for Qualified Members
PAG-IBIG LOANS 2024 – You can check here the full list of the loan offers that members of the Pag-IBIG Fund may apply for.
In the Philippines, millions of Filipinos are members of the Pag-IBIG Fund. The member populace is composed of locally-employed and self-employed individuals, overseas Filipino workers, and other voluntary members.

To maintain an updated membership, members of the Fund submit a monthly contribution or savings to the state-run institution. Members who have updated accounts may qualify to the Pag-IBIG loans 2024 that serve different purposes.

Here is a list of the loan offers that the members of the Pag-IBIG Fund may apply for including the eligibility requirements under each of the offer:
Pag-IBIG Housing Loan
The Fund is undeniably most popular for its Housing Loan offer that has helped countless Filipinos acquire residential properties. It is open to finance the acquisition of a residential property, a house construction, a home renovation, a home loan take-out, or a combination of the purposes covered under the offer. It is open for members who meet the following qualifications:
- active Pag-IBIG Fund member with least 24 months savings
- not more than 65 years old at the date of loan application and is not more than 70 years old at the date of loan maturity
- no Pag-IBIG housing loan foreclosed, cancelled, bought back, or voluntarily surrendered
- legal capacity to acquire and encumber real property
- If with existing Pag-IBIG Housing account or Short Term Loan (STL), payments must be updated
The Fund has generously shared the details about the Pag-IBIG Housing Loan offer.
Pag-IBIG Multi-Purpose Loan
Also one of the Pag-IBIG loans 2024 is the Multi-Purpose Loan or also called the MPL. It is a cash loan offer for members who meet the following eligibility criteria:
- has posted at least twenty-four (24) monthly membership savings under the Pag-IBIG Regular Savings program
- with active membership, by having at least one (1) monthly membership savings within the last six (6) months prior to the date of loan application
- if with an existing Pag-IBIG Housing Loan, MPL and/or Calamity Loan, the account/s must not be in default
- has a source of income
Like the Housing Loan, the Fund has also provided the full details about the Pag-IBIG cash loan offer for qualified members.
Pag-IBIG Calamity Loan
In times of natural disaster, members may turn to the Pag-IBIG Calamity Loan which is also one of the Pag-IBIG loans 2024 that benefit a lot of people during a financially-challenging situation following a natural calamity’s devastation. It is open for members who meet the following qualifications:
- a minimum of twenty-four (24) monthly membership savings under the Pag-IBIG Regular Savings
- in active membership, by having at least one (1) monthly membership savings within the last six (6) months prior to the date of loan application
- has proof of income
- If with an existing Pag-IBIG Housing Loan, Multi-Purpose Loan and/or Calamity Loan, the account/s must not be in default
There are also enough details about the Pag-IBIG Calamity Loan offer — short list of documentary requirements, loanable amounts, interest rate details, etc.
hello
may i please know, how much can i avail with the PAG-IBIG cash loan.
and the term of payment
thanks much!
may i please know, how much can i avail with the PAG-IBIG cash loan.
and the term of payment
thanks much!
mag apply po ako ng personal laon.
Hello..!may i know. ,how much can i avail with the PAG-IBIG cash loan..?and how’s the term of payment..
thank you..
Hi! Good morning….may I know how much loan will I avail under Short Term Loan.
Thank you.
mag apply po ako ng personal loan.
mag apply po ako nang loan
poyde po ba malaman kung ilang year na ang nahulog ng contributions ko