Guide on Pag-IBIG MP2 Table for Members
PAG-IBIG MP2 TABLE – Here is a guide for members who want to save Php 500 monthly under the MP2 Savings program of the Fund.
Countless members of the Pag-IBIG Fund were able to grow their money through the Pag-IBIG MP2 Savings. Do you also want to start saving and growing your money instead of leaving it stagnant?
Under the Pag-IBIG MP2 Savings, the least amount that you can save is Php 500. Here is the Pag-IBIG MP2 table for Php 500 monthly savings under an annual dividend payout:
| Annual Dividend Payout | |||||
| Month Covered | Monthly Savings (MS) | Accumulated MS per year | Cumulative Savings | Annual Dividend Payout | Total Accumulated Value TAV) |
| Jan-Dec 2020 | 500.00 | 6,000.00 | 6,000.00 | 243.75 | 6,000.00 |
| Jan-Dec 2021 | 500.00 | 6,000.00 | 12,000.00 | 693.75 | 12,000.00 |
| Jan-Dec 2022 | 500.00 | 6,000.00 | 18,000.00 | 1,143.75 | 18,000.00 |
| Jan-Dec 2023 | 500.00 | 6,000.00 | 24,000.00 | 1,593.75 | 24,000.00 |
| Jan-Dec 2024 | 500.00 | 6,000.00 | 30,000.00 | 2,043.75 | 30,000.00 |
| TOTAL | – | 30,000.00 | – | 5,718.75 | 30,000.00 |
Here is the Pag-IBIG MP2 table for Php 500 monthly savings under compounded savings:
| Compounded Savings | |||||
| Month Covered | Monthly Savings (MS) | Accumulated MS per year | Cumulative Savings | Dividend Amount | Total Accumulated Value TAV) |
| Jan-Dec 2020 | 500.00 | 6,000.00 | 6,000.00 | 243.75 | 6,243.75 |
| Jan-Dec 2021 | 500.00 | 6,000.00 | 12,243.75 | 712.03 | 12,955.78 |
| Jan-Dec 2022 | 500.00 | 6,000.00 | 18,955.78 | 1,215.43 | 20,171.21 |
| Jan-Dec 2023 | 500.00 | 6,000.00 | 26,171.21 | 1,756.59 | 27,927.81 |
| Jan-Dec 2024 | 500.00 | 6,000.00 | 33,927.81 | 2,338.34 | 36,266.14 |
| TOTAL | – | 30,000.00 | – | 6,266.14 | 36,266.14 |
Claim Pag-IBIG MP2 Savings. To claim your Pag-IBIG MP2 Savings after its 5-year maturity, it can be done over-the-counter at a branch of the Fund or online via the Virtual Pag-IBIG. In the case of unclaimed savings after the maturity date, the savings will stop earning dividends under the MP2 Savings rate.
Meanwhile, it will keep earning dividends based on the dividend rate of the Fund under the Regular Savings for two (2) years. After it, it will stop earning dividends.
A member can withdraw the MP2 Savings before the 5-year maturity under certain cases such as the following:
Active Pag-IBIG Members
- Total disability or insanity
- Termination from employment due to health reasons
- Retirement
- Permanent migration to another country
- Unemployment due to layoff or company closure
- OFW repatriation from the host country
- Death of the MP2 account holder, with the MP2 Savings to be received by the member’s beneficiaries
- Critical illness of the MP2 account holder or an immediate family member, certified
- Other meritorious grounds as may be approved by the Pag-IBIG Fund Board of Trustees
Retirees and/or Pensioners
- Total disability or insanity
- Death of the MP2 account holder, with the MP2 Savings to be received by the member’s beneficiaries
- Critical illness of the MP2 account holder or an immediate family member, certified by a licensed physician, and subject to approval by Pag-IBIG Fund
- Other meritorious grounds as may be approved by the Pag-IBIG Fund Board of Trustees
Members with compounded dividend payout on their MP2 Savings
- Principal MP2 Savings;
- 50% of the total dividends earned from prior years; and
- 50% of the dividends for the current year, which shall be released after the dividends for the said year have been declared and credited.
MP2 Savings with annual dividend payouts
- Principal MP2 Savings, with 50% of the total dividends received from prior years to be deducted from proceeds; and
- 50% of the dividends for the current year, which shall be released after the dividends for the said year have been declared and credited.