Guide on Pag-IBIG Housing Loan Payment Options & Process
PAG-IBIG HOUSING LOAN PAYMENT – Here is a guide on how to pay for your monthly amortization over-the-counter.
Countless people got a residential property through their Pag-IBIG Fund membership. The state entity is most popular for its Housing Loan offer that is open to finance several purposes.
You may apply for the Pag-IBIG Housing Loan for the financing of a lot purchase, a house and lot purchase, a home renovation, a house construction, or a combination of the loan purposes. Under the offer, a member may borrow up to Php 6 million.
Under the loan offer, the repayment may be up to 30 years. Countless Housing Loan borrowers enjoy low monthly amortizations because of the loan repayment offer for members.
With regards to the Pag-IBIG Housing Loan payment over-the-counter, the member-borrower may choose between non-bank and bank payments. For non-bank payments, you may choose to pay through any of the following:
Non-Bank Payments
- Bayad
- SM Business Centers (including Savemore and Hyper Market)
- M. Lhuillier
- ECPay
How To Make Pag-IBIG Housing Loan Payment through Non-Bank Entity
Step 1 — Ask a copy of the payment form from the collecting partner. Fill out the form by providing the information asked which includes the Housing Loan Account number or the HAN thus, it is important to note it down.
You can get your HAN from the official loan documents issued by the Fund to you or your previous Monthly Billing Statement. Make sure to provide the correct HAN to avoid your payment being credited to another Housing Loan account.
Step 2 — Pay for your Housing Loan due based on the amortization set by the Pag-IBIG Fund. Payment fees may be applied by the collecting partner to process your transaction.
Step 3 — Get the machine-validated Payment Slip indicating the Transaction Reference Number. It will serve as your official receipt and proof of payment.
You may also choose to make your Pag-IBIG Housing Loan payment through a bank. Here is a list of the banks that accept Housing Loan payments:
- Asia United Bank (AUB)
- Metrobank
- Land Bank of the Philippines
With regards to the process in paying for the Pag-IBIG loan, the process may vary. You have to provide the Housing Account Number (HAN) for Housing Loan. The information needed may also include the period covered for the payment.