Guide on Pag-IBIG Membership Requirements for Application
PAG-IBIG MEMBERSHIP REQUIREMENTS – Listed here are the documents required by the Fund in applying to be a member of the state entity.
Are you one of those individuals who are interested to apply for a Pag-IBIG membership? The membership can bring you a lot of advantages you might not be needing now but someday. Thus, it is best to have one. There are a few requirements for application.
With regards to the Pag-IBIG membership, there are two (2) categories — mandatory and voluntary memberships. The mandatory membership includes the employees in the private sector (permanent, temporary, or provisional status) up to 60 years old; the government employees with GSIS coverage, regardless of appointment status; and the self-employed individuals up to 60 years old earning at least ₱1,000 a month.
The mandatory membership to the Fund also includes the kasambahays; the Land-based and sea-based OFWs; the Filipinos employed by foreign-based employers, whether deployed locally or abroad; the Uniformed personnel (Philippine National Police, Armed Forces of the Philippines, Bureau of Fire Protection, etc.); and the Expats up to 60 years old who are compulsorily covered by the Social Security System (SSS).
With regards to the voluntary memberships to the Pag-IBIG Fund, the membership of the state entity is also open for the non-working spouse of registered Pag-IBIG members, the Filipino employees of a foreign government or international organization, and the employees of employers with a waiver or suspension of coverage by the Pag-IBIG Fund.
Religious group leaders and members, pensioners, investors, and other individuals with passive income or allowances may also apply for a Pag-IBIG membership. To apply for membership, it is important to prepare the Pag-IBIG membership requirements for submission.
The Pag-IBIG membership requirements vary among the locally-employed and self-employed individuals, professionals, overseas Filipino workers, etc. Here is a guide on the documents required by the Fund:
Employed Individuals
- duly-accomplished Pag-IBIG Fund Membership Form
- Certificate of Employment & Compensation
- Latest Payslip
- Company ID
Self-Employed Individuals
- duly-accomplished Pag-IBIG Fund Membership Form
- Latest Income Tax Return (ITR) with Financial Statement of the previous year certified by a CPA
- Certificate of Remittance/ESAV (for old members)
- Two 1×1 ID pictures
- SEC or DTI Registration (should be under the member’s name)
- Business Permit or Mayor’s Permit
Professionals
- duly-accomplished Pag-IBIG Fund Membership Form
- PRC/BAR License
- Latest ITR (previous year)
- Certificate of Remittance or ESAV (for old members)
- Two 1×1 ID pictures
Overseas Filipino Workers (OFW) for Reactivation of Membership
- duly-accomplished Pag-IBIG Fund Membership Form
- Latest Contract of Employment
- Passport or any valid ID
- Latest and valid Contract of Employment (with POEA original stamp)
- Certificate of Remittance or ESAV
- Passport or any Valid ID/POEA license
- Two 1×1 ID pictures
- Special Power of Attorney (SPA), in case a representative shall submit the documents and pay the member’s contributions
Unemployed Spouse
- duly-accomplished Pag-IBIG Fund Membership Form
- Written consent from member-working spouse
- Certificate of Employment and Compensation of member-working spouse
- Affidavit of Unemployment
Member-Spouse with Business
- duly-accomplished Pag-IBIG Fund Membership Form
- Latest Income Tax Return (ITR)
- Written consent from member-employed/working spouse
- Certificate of Employment and Compensation of member-working spouse (notarized)
- Affidavit of Unemployment
- Two 1×1 ID pictures
- If member-spouse has own business
- Latest ITR (previous year)
- Business Permit or Mayor’s Permit
- SEC or DTI Registration
How much are the rates for the monthly contribution? It is best to check the new Pag-IBIG monthly contribution rates set for 2024 as they vary among the members.