List of Pag-IBIG Housing Loan Reconstruction Requirements for Application
PAG-IBIG HOUSING LOAN RECONSTRUCTION REQUIREMENTS – Under retail accounts, here are the documents required by the Fund.
Are you one of the millions of members of the Pag-IBIG Fund across the nation? There is a huge advantage in maintaining an active membership to the Fund. It has several offers for its members that can attend to different situations of financial needs.
The Fund has several Pag-IBIG loans for the members. Thus, there are options that members who maintain an active account to the Fund may turn to. To keep your account active and updated, you need to regularly post your Pag-IBIG Monthly contribution.
One of the offers of the Fund is the Pag-IBIG Housing Loan Reconstruction. It was crafted to help members who lost or got their houses damaged by a natural calamity. It is open for both retail and developer-assisted accounts.
In the case retail accounts, here are the Pag-IBIG Housing Loan Reconstruction requirements for application:
Basic Requirements.
- Home Rehabilitation/Reconstruction Loan Application with recent ID photos of borrower (2 copies, HQP-HLF-450)
- Proof that the residential property was damaged by calamity
- Proof of Income
- one (1) valid ID (Photocopy, back-to-back) of Principal Borrower and Spouse, Co-Borrower and Spouse, Seller and
Spouse and Developer’s Authorized Representative and Attorney-In-Fact, owner of title (For accommodation
mortgage, if applicable - Transfer Certificate of Title (TCT) (latest title, photocopy). For Condominium Unit, present TCT of the land and
Condominium Certificate of Title (CCT) (photocopy) - Updated Tax Declaration and Updated Real Estate Tax Receipt (photocopy)
- Contract-to-Sell or similar agreement between the buyer and seller
Requirements Prior To Loan Release.
- TCT/CCT in the name of the borrower/co-borrower/s (if applicable) with proper mortgage annotation in favor of
- Pag-IBIG Fund (Owner’s Duplicate Copy)
- TCT/CCT in the name of the borrower/co-borrower/s (Certified True Copy, if applicable) with proper mortgage
annotation in favor of Pag-IBIG Fund (RD’s copy) - New Tax Declaration and Updated Real Estate Tax Receipt in the name of borrower/co-borrower/s or lot owner (for
accommodation mortgage) (Photocopy, if applicable) - Loan Mortgage Documents
- Loan and Mortgage Agreement (LMA) duly registered with Registry of Deeds with original RD stamp (HQP-HLF-
470) - Deed of Absolute Sale duly registered with Registry of Deeds with original RD stamp, if applicable
- Duly accomplished/notarized Promissory Note (HQP-HLF-466)
- Disclosure Statement on Loan Transaction (HQP-HLF-463)
- Loan and Mortgage Agreement (LMA) duly registered with Registry of Deeds with original RD stamp (HQP-HLF-
If you are applying for a developer-assisted account, there is a different set of requirements for the Pag-IBIG Housing Loan Reconstruction under the developer-assisted accounts.