Guide on the Pag-IBIG Monthly Contribution 2025 for Seafarer Members of the Fund
PAG-IBIG MONTHLY CONTRIBUTION 2025 – For the seafarer members of the Pag-IBIG Fund, here is the rate set as monthly premium.
There is a huge advantage in being a member of the Philippine government agencies with an updated account. Among these entities are the Social Security System (SSS), the Government Service Insurance System (GSIS), and the Pag-IBIG Fund. By being a member of these entities, you surely have loan offers that you can turn to in times of financial needs.
For example, with regards to the Pag-IBIG Fund membership, an updated membership may qualify you to loan offers such as the Housing Loan, the Calamity Loan, and the Multi-Purpose Loan or MPL. However, it is important to maintain a qualified account by regularly posting monthly contributions or premiums. You might have yet to check on the Pag-IBIG Monthly Contribution 2025.
Many of the Pag-IBIG Fund members are seafarers. Are you one of these individuals? If you are, here is a guide on the Pag-IBIG Monthly Contribution 2025 for the seafarer members of the Fund:
| Type of Membership | Employee’s Share | Employer’s Share |
| Overseas Filipino Seafarer | P200 | P200 |
Maintaining an updated account to the Pag-IBIG Fund may qualify you to the following loan offers:
Pag-IBIG Multi-Purpose Loan
If you are in need of some cash to address multiple situations or needs, you may turn to the cash loan offer of the Pag-IBIG Fund which is the most flexible loan offer of the state entity. The loanable amounts under the Pag-IBIG cash loan vary. Here are the qualifications for application:
- has posted at least twenty-four (24) monthly membership savings under the Pag-IBIG Regular Savings program
- with active membership, by having at least one (1) monthly membership savings within the last six (6) months prior to the date of loan application
- if with an existing Pag-IBIG Housing Loan, MPL and/or Calamity Loan, the account/s must not be in default
- has a source of income
Pag-IBIG Housing Loan
The Pag-IBIG Fund also offers a Housing Loan. It has helped countless members have a house of their own. The loanable amounts under the Pag-IBIG Housing Loan depend on certain factors and here is the eligibility criteria for application:
- active Pag-IBIG Fund member with least 24 months savings
- not more than 65 years old at the date of loan application and is not more than 70 years old at the date of loan maturity
- no Pag-IBIG housing loan foreclosed, cancelled, bought back, or voluntarily surrendered
- legal capacity to acquire and encumber real property
- If with existing Pag-IBIG Housing account or Short Term Loan (STL), payments must be updated
Pag-IBIG Calamity Loan
In times of calamities, a member who is living or working in an area declared under a State of Calamity may turn to the loan offer of the state entity that was crafted to help members affected by natural disasters recover. The Pag-IBIG Calamity Loan loanable amount varies. Here are the qualifications for application:
- a minimum of twenty-four (24) monthly membership savings under the Pag-IBIG Regular Savings
- in active membership, by having at least one (1) monthly membership savings within the last six (6) months prior to the date of loan application
- has proof of income
- If with an existing Pag-IBIG Housing Loan, Multi-Purpose Loan and/or Calamity Loan, the account/s must not be in default