Guide on Pag-IBIG Cash Loan Requirements You Must Submit To Apply
PAG-IBIG CASH LOAN REQUIREMENTS 2025 – Self-employed members of the Fund must submit these documents to apply for the loan offer.
There are three (3) huge loan-providing state entities in the Philippines — the Government Service Insurance System (GSIS), the Social Security System (SSS), and the Pag-IBIG Fund. While the GSIS and the SSS have a limited membership qualification, the Pag-IBIG Fund membership is open not only for the local employees but as well as for the self-employed individuals.
A Pag-IBIG membership brings a huge advantage on the table most especially if you maintain an updated account. There are several Pag-IBIG loans that members may apply for and one of them is the Pag-IBIG Multi-Purpose Loan or MPL, a cash loan offer.
The Pag-IBIG Multi-Purpose Loan was crafted to provide for the short-term financial needs of qualified members. It can be your turn to if you want to travel, host an event, make a personal purchase, get your car repaired, boost your business capital, etc.
An access to the Multi-Purpose Loan offer can be an excellent preparation for the future. You may apply for the loan and get the money within two (2) days since the approval. It is important to make sure you meet the Pag-IBIG cash loan requirements.
Who are qualified to apply for the loan offer of the Pag-IBIG Fund? The list of qualifications for application is quite short. To be eligible to apply for the loan offer, here are the qualifications that a member-borrower must meet:
- in active membership by having at least one (1) monthly membership savings within the last six (6) months prior to the date of loan application
- at least twenty-four (24) monthly membership savings under the Pag-IBIG Regular Savings program
- has no Pag-IBIG Housing Loan, MPL and/or Calamity Loan in default
- reliable source of income
The Pag-IBIG Fund has set a unique list of Pag-IBIG cash loan requirements for self-employed individuals who want to apply for the loan offer. Here are the documents required by the Fund in applying for the loan offer:
- duly-accomplished and signed Pag-IBIG Multi-Purpose Loan Application Form
- photocopy of one (1) valid ID such as the following:
- passport
- Driver’s License
- National Bureau of Investigation (NBI) Clearance
- Professional Regulation Commission (PRC) ID
- Police Clearance
- Voter’s ID
- Postal ID
- Government Service Insurance System (GSIS) e-Card
- Senior Citizen Card
- Barangay Certification or Barangay IDs
- Social Security System (SSS) Card
- Overseas Filipino Worker ID
- Overseas Workers Welfare Administration (OWWA) ID
- Alien Certification of Registration/Immigrant Certificate of Registration
- Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
- Seaman’s Book or Seafarer’s Identification and Record Book (SIRB)
- Department of Social Welfare and Development (DSWD) Certification
- Government Office and GOCC ID
- Integrated Bar of the Philippines ID
- Company ID
- Philippine Identification (PhilID) Card
The Pag-IBIG cash loan requirements include the proof of income. In the case of the self-employed members of the Pag-IBIG Fund who want to apply for the loan offer, you must submit any of the following for the loan application:
- photocopy of Income Tax Return (ITR) and Official Receipt of tax payment from bank supported with DTI Registrant and Mayor’s Permit or Business Permit
- original copy of bank statements or passbook for the last 12 months
- original copy of Commission Vouchers indicating the name and contact details of the issuer
- original copy of Certified True Copy of Transport Franchise
- original copy of the Notarized Affidavit of Income
- original copy of the Certificate of Engagement issued by the business owner
The Pag-IBIG Fund Cash Loan application offers several options. You may choose the one that fits you best.