Guide on Pag-IBIG Cash Loan Requirements You Must Submit To Apply
PAG-IBIG CASH LOAN REQUIREMENTS 2025 – Overseas Filipino Worker (OFW) members of the Fund must submit these documents to apply for the loan offer.
The Pag-IBIG Fund is one of the loan-providing state entities in the Philippines that have crafted financial solution offers for different purposes. Are you in need of some money to make a personal purchase? To buy a house? To recover from a calamity?
There are several loans that are up for Pag-IBIG Fund members with qualified accounts. If your financial need is not in line with a residential property acquisition or improvement nor an assistance for recovery from a natural disaster, you may benefit from the Multi-Purpose Loan or MPL offer of the Fund. It is also called the Pag-IBIG cash loan offer.
The Pag-IBIG Multi-Purpose Loan offer was crafted to help the members in times of short-term financial needs. It is open not only for the local employees and the self-employed individuals who are members of the Fund but as well as the overseas Filipino worker (OFW) members of the state entity.
Under the loan offer, you may borrow up to an equivalent of 80% of your total regular savings in the Fund. It is payable for up to 36 months.
Before checking on the Pag-IBIG cash loan requirements, it is best to check the qualifications first. To qualify for the loan offer, here are the eligibility requirements that a member-borrower should meet:
- in active membership by having at least one (1) monthly membership savings within the last six (6) months prior to the date of loan application
- at least twenty-four (24) monthly membership savings under the Pag-IBIG Regular Savings program
- has no Pag-IBIG Housing Loan, MPL and/or Calamity Loan in default
- reliable source of income
With regards to the Pag-IBIG Cash Loan requirements for application, there are only a few documents required by the government agency. It includes proof of identity and proof of income. Here are the requirements set by the Fund:
- duly-accomplished and signed Pag-IBIG Multi-Purpose Loan Application Form
- photocopy of one (1) valid ID such as the following:
- passport
- Driver’s License
- National Bureau of Investigation (NBI) Clearance
- Professional Regulation Commission (PRC) ID
- Police Clearance
- Voter’s ID
- Postal ID
- Government Service Insurance System (GSIS) e-Card
- Senior Citizen Card
- Barangay Certification or Barangay IDs
- Social Security System (SSS) Card
- Overseas Filipino Worker ID
- Overseas Workers Welfare Administration (OWWA) ID
- Alien Certification of Registration/Immigrant Certificate of Registration
- Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
- Seaman’s Book or Seafarer’s Identification and Record Book (SIRB)
- Department of Social Welfare and Development (DSWD) Certification
- Government Office and GOCC ID
- Integrated Bar of the Philippines ID
- Company ID
- Philippine Identification (PhilID) Card
- Employment Contract
- photocopy of the Employment Contract between the employee and employer or original copy of the POEA Standard Contract
- Certificate of Employment and Compensation (CEC)
- CEC written on the Employer; or
- CEC signed by employer supported by a photocopy of the ID and passport of the employer
- Original copy of Income Tax Return filed with Host Government or Country
Are you up for the Pag-IBIG Fund Cash Loan application? There are several application options that you can choose from.