Get to Know the Pag-IBIG HELPs More & Grab the Chance to Avail It
PAG-IBIG HELPS 2025 – Pag-IBIG Fund members are now offered Health and Education Loan Programs to assist them in their needs.
In the Philippines, a huge part of the Filipino populace is composed of individuals who are members of the Pag-IBIG Fund. This loan-providing state entity is operating in the country for several decades now and has helped countless members in different situations.
The Pag-IBIG Fund has several loans that members with good account standing may apply for. Undeniably, among the many loan offers of the Fund, it is most popular for helping countless members get a house of their own through the Pag-IBIG Housing Loan offer. The Fund also has the Multi-Purpose Loan offer, a loan designed to provide for the short-term cash needs of its members.
The Fund has also crafted new loan offers as well as loan programs. One of which is the Pag-IBIG HELPs or the Pag-IBIG Health and Education Loan Programs.
The Pag-IBIG HELPs or the Health and Education loan programs was designed to provide for the qualified members of the Fund in their health and education needs. It comes with zero processing fee thus, you can really get the full loan proceeds.
Furthermore, under the loan offer, you get to earn bigger discounts from the partner schools and hospitals of the Fund. Here are some of the partner entities of the Fund:
- STI
- Manila Med Mount Grace Hospital
- Allah Valley Medical Specialists Center, Inc. Hospital
- Fe Del Mundo Medical Center
- Rivera Medical Center Inc.
- Arriesgado College Foundation Inc.
- Immaculate Conception Medical Center of Central Luzon Inc.
- Good Samaritan Colleges
- Our Lady of the Pillar College-Cauayan
- University of the Visayas
Who are qualified to apply for the Pag-IBIG HELPs? It is open for members who have posted at least 12 monthly contribution under an active account, one of the premiums must have been posted within six (6) months prior to the loan application.
With regards to the loanable amount, you may borrow up to 80% of your total Pag-IBIG Regular Savings. It is inclusive of the monthly contributions, the employer’s contributions, and the accumulated dividends of the savings.
Under the Pag-IBIG HELPs, y There is a different Pag-IBIG HELPs interest rate under the loan offer. The interest rate is at 10.5% per annum. The loan terms available are 6, 12, 24, or 36 months.
With regards to the requirements you must submit to the Pag-IBIG Fund, the lists may vary depending if you are locally-employed, self-employed, or an overseas Filipino worker (OFW) member of the state entity. Here’s a guide: