Guide on Pag-IBIG Salary Loan Interest 2025 Every Borrower Must Know
PAG-IBIG SALARY LOAN INTEREST 2025 – Here is a guide on the interest rate that Pag-IBIG Fund has set under its Multi-Purpose Loan offer.
In the Philippines, one of the state entities that has helped a lot of Filipinos in achieving their goals in life is the Pag-IBIG Fund. It has extended a helping hand to many of its members through its loan offers.
Millions of Pinoys not only in the Philippines but as well as abroad are members of the Pag-IBIG Fund. Its membership is open not only for the salaried individuals but as well as non-salaried individuals. Overseas Filipino Workers (OFWs) may also maintain a membership account to the Fund.
Members of the Fund maintain an active account by regularly posting a Pag-IBIG Fund monthly contribution. An active account is a key to the loan offers of the government entity.
With regards to the loan offers of the Pag-IBIG Fund, aside from the Pag-IBIG Calamity Loan, the government entity also offers the Multi-Purpose Loan. It is also called MPL, Salary Loan, and Cash Loan. Let us talk about this offer that can attend to many purposes under a single loan.
The Pag-IBIG Multi-Purpose Loan offer was crafted to help qualified members of the Fund in their short-term financial needs. Under it, a member may get the much-needed cash in as fast as two (2) working days.
The Pag-IBIG Salary Loan loanable amount varies depending on the total regular savings of a member. How much is the Pag-IBIG Salary Loan interest rate? That you can check below.
The Pag-IBIG Salary Loan interest rate is at 10.5% per annum. With regards to the loan repayment, a member may repay the loan for up to three (3) years or 36 monthly installments. To help its members in preparing for the loan repayment, the Fund defers the first monthly due to give the member ample time to start in repaying the loan.
Also, under the MPL, a part of the Pag-IBIG Salary Loan interest actually returns to the member in the form of dividends. Do you want to apply for the Pag-IBIG Fund loan offer?