Details under the Pag-IBIG Calamity Loan 2025 & the Application Process
PAG-IBIG CALAMITY LOAN 2025 – Here is a guide on the loan offer that Fund members may turn to in times of natural disaster.
Among the many countries in the world, the Philippines is one of those that is usually hit by natural calamities. Typhoons and earthquakes are among those that usually hit the country. To recall, there were typhoons that have brought terrifying devastation in the different areas in the country when they happened.
Several quakes also occur daily in the Philippines. They got varying intensities. These are apart from the rare occurrence of volcanic activities that may also ignite threats in the safety of Filipinos living near the area.
With Philippines being one of the countries that is usually hit by a calamity, it is really an edge if you are qualified to calamity loan offers. While being struck by a natural disaster is something that nobody wants, it is inevitable and it would be better if you have something to turn to in case it unexpectedly happens.
In the Philippines, among the calamity loan providers are state-run institutions like the Pag-IBIG Fund, the Government Service Insurance System (GSIS), and the Social Security System (SSS). Are you a member of the Fund?
The Pag-IBIG Calamity Loan 2025 offer is open not only for the salaried members of the state entity but as well as the non-salaried members. Through it, the Fund aims to provide assistance to its members who are living in areas declared under a State of Calamity.
The Pag-IBIG Calamity Loan offer is open for the members of the Fund who have posted at least twenty-four (24) monthly membership savings under the Pag-IBIG Regular Savings with an account that is in active membership, by having at least one (1) monthly membership savings within the last six (6) months prior to the date of loan application.
Furthermore, the member-borrower must be a resident of an area declared by the Office of the President or the Local Sangguniang under a State of Calamity with a sufficient proof of income.
The Pag-IBIG Calamity Loan loanable amount may vary depending on the total savings of the member-borrower. The loan is payable for three (3) years or up to 36 monthly installments under the interest rate of 5.95 percent per annum.
In applying for the loan, there are requirements that you need to prepare and submit to the nearest branch of the Pag-IBIG Fund. Here is a guide in identifying the documents that you need to submit to the Fund: