Guide on the Pag-IBIG Fund Calamity Loan 2025 & the Application Process
PAG-IBIG FUND CALAMITY LOAN 2025 – You can check the offer of the Fund that’s designed to help members in times of natural disasters.
Every year, more than eight (8) typhoons hit the Philippines. Unfortunately, annually, there are several cases of Filipino families being greatly affected by flooding. Some storms even do not just leave behind infrastructure damages but as well as loss of lives.
With the Philippines being prone to calamities, it is really an edge to be eligible to calamity loans that you can turn to in case the unexpected won’t exempt you from the inevitable natural events. One of the calamity loan providers in the Philippines is the Pag-IBIG Fund.
The Pag-IBIG Fund is one of the longest-serving state entities in the Philippines with millions of members. Its member populace is composed of Filipinos coming from different walks of life — government employees, private sector employees, self-employed individuals, overseas Filipino workers (OFWs), and voluntary members among others.
In times of natural disasters, members of the state entity may turn to the Pag-IBIG Fund Calamity Loan offer. It was designed to provide the qualified members an access to cash that could aid them in their recovery from the impacts of the natural typhoon whether it is a typhoon, a tsunami, an earthquake, etc.
The Pag-IBIG Fund Calamity Loan offer is open for both employed and self-employed members of the state entity. It is open for the members of the state entity who are residing in areas declared by the Office of the President or the Local Sangguniang under a State of Calamity.
Furthermore, a member must have posted at least twenty-four (24) monthly membership savings under the Pag-IBIG Regular Savings with an account that is in active membership, by having at least one (1) monthly membership savings within the last six (6) months prior to the date of loan application to qualify to the loan offer.
With regards to the loanable amount under the Pag-IBIG Calamity Loan offer, you may check its basis as the borrowing amount under the offer may really vary. The loan is payable for up to three (3) years, thus, there is really an option for light monthly installments.
The Fund requires some documents in applying for the loan offer and the requirements vary among the employed and self-employed members of the state entity. It has also set a unique list of documentary requirements for OFW members who want to apply for the loan. Here’s a guide: