Pag-IBIG Emergency Loan Requirements 2025 for OFW Members

by

List of Pag-IBIG Emergency Loan Requirements 2025 for Application Process

REQUIREMENTS FOR PAG-IBIG CALAMITY LOAN 2025 – If you are an overseas Filipino worker (OFW) member who want to apply, here’s a guide on the documents that you need to prepare for the application process.

The Philippines, being a country that lies within the Pacific Ring of Fire, is prone to natural calamities. Unfortunately, the history of the country holds a record of many instances of massive flooding triggered by the entry of typhoons to the Philippine Area of Responsibility (PAR).

Typhoon Tino
Photo Courtesy of PNA

Several regions in the Philippines were recently hit by typhoon Tino and super typhoon Uwan. Currently, the whole nation is under a national state of calamity as declared by President Ferdinand Marcos Jr. The typhoon victims who are members of the Pag-IBIG Fund, the Social Security System (SSS), and the Government Service Insurance System (GSIS) may apply for a calamity loan.

Pag-IBIG Fund
Photo Courtesy of Greenpeace

While the Social Security System has the SSS Calamity Loan Program, the Pag-IBIG Fund has the Calamity Loan or also called the Pag-IBIG Emergency Loan. It is open not only for locally-employed and self-employed members of the state entity but as well as overseas Filipino workers (OFWs).

Pag-IBIG
Photo Courtesy of Watchmen Daily Journal

If you are an OFW member of the Pag-IBIG Fund whose area was hit by the recent typhoons Tino and Uwan, you may apply for the Pag-IBIG Emergency Loan. You just have to meet the eligibility criteria as well as comply with the Pag-IBIG Emergency Loan requirements for application.

To qualify for the loan offer, the member-borrower must have posted at least 24 monthly contributions in his/her Pag-IBIG Regular Savings account. Here are the Pag-IBIG Emergency Loan requirements for OFW members:

  • duly-accomplished and signed Pag-IBIG Calamity Loan Application Form
  • one (1) photocopy of valid ID acceptable to the Fund
  • proof of income (any of the following):
    • Employment Contract
      • Employment Contract between employee and employer (1 Photocopy); or
      • POEA Standard Contract (1 Original)
    • Certificate of Employment and Compensation (CEC)
      • CEC written on the Employer/Company’s official letterhead (1 Original); or
      • CEC signed by employer (for household staff and similarly situated employees) (1 Original), supported by a photocopy of the employer’s ID and passport
    • Income Tax Return filed with Host Country/Government (1 Original)

If the application will be filed by an authorized representative, the Pag-IBIG Emergency Loan requirements should include the following:

  • Authorization Letter
  • one (1) photocopy of a valid ID of the representative

If you are applying for the Calamity Loan offer due to El Niño phenomenon or any of the following cited below, the Fund requires the submission of the following Pag-IBIG Emergency Loan requirements for application:

For farmers, including landlords, fisher folks, and livestock farmers

  • Certification from the Municipal Agricultural Office (MAO) that their products were affected by the calamity

For business owners/market vendors

  • Certification from the Market Vendors Association or certification from the Municipal Mayor attesting that he is engaged in the selling of farm products, vegetable, meat, fish, and that his source of livelihood was affected by the calamity

For Pag-IBIG Members or any of his immediate family members afflicted by diseases

  • Medical Certificate from the Doctor stating that such diseases/illness brought by the onset of calamity

The Fund also has the Pag-IBIG Multi-Purpose Loan which might be perfect for your cash needs.

Leave a Comment