Details under the Pag-IBIG Emergency Loan 2025 & the Application Process
PAG-IBIG EMERGENCY LOAN 2025 – Here is a guide on the loan offer that Fund members may turn to in times of natural disaster.
The Philippines is hit by several typhoons every year. Unfortunately, the history of the country holds records of tragic flooding that cost hundreds of life. Recently, another strong typhoon, Typhoon Tino, cost over 200 lives in the provinces of Cebu and Negros. Its devastation in the country was followed by the entry of super typhoon Uwan.
Even prior to the entry of Uwan, President Ferdinand “Bongbong” Marcos Jr. declared a national state of calamity. He approved the suggestion of the National Disaster Risk Reduction Management Council (NDRRMC).
Now that the country is under a state of calamity, calamity loans provided by the different state entities are open for the typhoon victims who are members of these institutions. Are you a member of the Pag-IBIG Fund?
The Pag-IBIG Fund is one of the calamity loan providing state institutions in the country. The government institution is undeniably popular for its Housing Loan offer but it has crafted an offer that its members can turn to when natural disasters hit your place and leaves it under a state of calamity.
The Calamity Loan offer of the Fund, also called the Pag-IBIG Emergency Loan, is open not only for locally-salaried and non-salaried members but as well as overseas Filipino workers (OFWs) who are members of the state entity. The loan offer is open for members who have posted at least twenty-four (24) monthly membership savings under the Pag-IBIG Regular Savings.
To qualify for the Pag-IBIG Emergency Loan offer, the member-borrower must also have an active membership to the state entity. To keep an active account, the member should have posted at least one (1) monthly membership savings within the last six (6) months prior to the date of loan application.
Moreover, the Pag-IBIG Fund member-borrower must be living in an area declared by the Office of the President or the Local Sangguniang under a State of Calamity with a sufficient proof of income to qualify for the loan offer. How much is loanable under the offer?
With regards to the Pag-IBIG Emergency Loan amount and interest rate, you can check it out before applying for the loan offer. The borrowing amount may vary and the loan is payable within three (3) years or up to 36 monthly installments.
To apply for the Pag-IBIG Fund loan offer, there are documents that you need to prepare and the lists vary among the locally-employed and self-employed member-borrowers. There is also a unique list of requirements for OFW members. Here’s a guide: