Guide on Pag-IBIG Cash Loan Requirements You Must Submit To Apply
PAG-IBIG CASH LOAN REQUIREMENTS 2026 – If you are a self-employed member of the Fund, here’s a guide on the documents you should submit.
Are you one of the millions of self-employed individuals who are members of the Pag-IBIG Fund? It is best to know that its loan offers are not only for the salaried individuals but as well as for its self-employed members. Thus, you always have something to turn to.
The Pag-IBIG Fund is one of the biggest state-run entities in the Philippines aside from the Social Security System (SSS) and the Government Service Insurance System (GSIS). It has a multi-million member populace. Truth be told that many Filipino families enjoy the comfort of their own home through the help of the Pag-IBIG Housing Loan offer. Meanwhile, there is another loan offer that you should know — the Multi-Purpose Loan.
The Pag-IBIG Multi-Purpose Loan or also called MPL is the cash loan offer of the Fund with the most flexibility in terms of the purpose it serves. You may apply for it to fund a travel, expand your business, make a personal purchase, get your car repaired, etc.
Are you interested to apply for the Pag-IBIG Multi-Purpose Loan offer? The Pag-IBIG cash loan requirements vary but it is best to know that you can get your loan proceeds in as fast as within two (2) days since the loan application was approved by the Fund.
Before checking on the Pag-IBIG cash loan requirements for the self-employed members who want to apply for the loan offer, it is best to first ensure your qualification to the loan. To be eligible to apply for the MPL, the member-borrower should meet the following qualifications set by the state entity:
- in active membership by having at least one (1) monthly membership savings within the last six (6) months prior to the date of loan application
- at least twenty-four (24) monthly membership savings under the Pag-IBIG Regular Savings program
- has no Pag-IBIG Housing Loan, MPL and/or Calamity Loan in default
- reliable source of income
The Fund has set varying Pag-IBIG cash loan requirements among the salaried and non-salaried members who want to apply for the offer. In the case of self-employed individuals who want to apply for the loan, here are the documents that you need to prepare and submit to the state-run entity for the loan application:
- duly-accomplished and signed Pag-IBIG Multi-Purpose Loan Application Form
- photocopy of one (1) valid ID such as the following:
- passport
- Driver’s License
- National Bureau of Investigation (NBI) Clearance
- Professional Regulation Commission (PRC) ID
- Police Clearance
- Voter’s ID
- Postal ID
- Government Service Insurance System (GSIS) e-Card
- Senior Citizen Card
- Barangay Certification or Barangay IDs
- Social Security System (SSS) Card
- Overseas Filipino Worker ID
- Overseas Workers Welfare Administration (OWWA) ID
- Alien Certification of Registration/Immigrant Certificate of Registration
- Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
- Seaman’s Book or Seafarer’s Identification and Record Book (SIRB)
- Department of Social Welfare and Development (DSWD) Certification
- Government Office and GOCC ID
- Integrated Bar of the Philippines ID
- Company ID
- Philippine Identification (PhilID) Card
The Pag-IBIG cash loan requirements include the proof of income. In the case of the self-employed members of the Pag-IBIG Fund who want to apply for the loan offer, you must submit any of the following for the loan application:
- photocopy of Income Tax Return (ITR) and Official Receipt of tax payment from bank supported with DTI Registrant and Mayor’s Permit or Business Permit
- original copy of bank statements or passbook for the last 12 months
- original copy of Commission Vouchers indicating the name and contact details of the issuer
- original copy of Certified True Copy of Transport Franchise
- original copy of the Notarized Affidavit of Income
- original copy of the Certificate of Engagement issued by the business owner
The Pag-IBIG Fund actually has several other loan offers. Have you heard about the Pag-IBIG HEAL Cash Loan offer?