Guide on Pag-IBIG Cash Loan Requirements You Must Submit To Apply
PAG-IBIG CASH LOAN REQUIREMENTS 2026 – If you are an overseas Filipino worker (OFW) member of the Fund, here’s a guide on the documents you should submit.
Many Filipinos are members of the Pag-IBIG Fund. In fact, the member populace of the state-run entity is not only composed of Filipinos who are residing in the Philippines but as well as overseas Filipino workers.
A Pag-IBIG Fund membership can be an excellent preparation not only for money-saving purposes but as well as against unforeseen circumstances like sudden financial needs. It is no secret to the public that there are several loans that Pag-IBIG Fund members may apply for. Below, you can the details about its most flexible loan offer, the Multi-Purpose Loan.
The Pag-IBIG Multi-Purpose Loan is a cash loan offer that the Fund members may apply for to address a financial need for a personal purchase, to get the car repaired, to expand the business, to travel, etc. There are varying Pag-IBIG cash loan requirements for application.
The Pag-IBIG Fund has set unique lists of Pag-IBIG cash loan requirements for application among the locally-employed members, the self-employed members, and the OFW members. Before checking on that, it is best to be reminded that a member may borrow an equivalent of 80% of his/her total regular savings in the Fund.
The borrowed amount is payable for up to 36 months. Who are qualified to apply for the loan offer? Here are the eligibility requirements:
- in active membership by having at least one (1) monthly membership savings within the last six (6) months prior to the date of loan application
- at least twenty-four (24) monthly membership savings under the Pag-IBIG Regular Savings program
- has no Pag-IBIG Housing Loan, MPL and/or Calamity Loan in default
- reliable source of income
What are the documents required in applying for the loan offer? If you are an OFW member of the Fund, here are the Pag-IBIG cash loan requirements for application:
- duly-accomplished and signed Pag-IBIG Multi-Purpose Loan Application Form
- photocopy of one (1) valid ID such as the following:
- passport
- Driver’s License
- National Bureau of Investigation (NBI) Clearance
- Professional Regulation Commission (PRC) ID
- Police Clearance
- Voter’s ID
- Postal ID
- Government Service Insurance System (GSIS) e-Card
- Senior Citizen Card
- Barangay Certification or Barangay IDs
- Social Security System (SSS) Card
- Overseas Filipino Worker ID
- Overseas Workers Welfare Administration (OWWA) ID
- Alien Certification of Registration/Immigrant Certificate of Registration
- Certification from the National Council for the Welfare of Disabled Persons (NCWDP)
- Seaman’s Book or Seafarer’s Identification and Record Book (SIRB)
- Department of Social Welfare and Development (DSWD) Certification
- Government Office and GOCC ID
- Integrated Bar of the Philippines ID
- Company ID
- Philippine Identification (PhilID) Card
- Employment Contract
- photocopy of the Employment Contract between the employee and employer or original copy of the POEA Standard Contract
- Certificate of Employment and Compensation (CEC)
- CEC written on the Employer; or
- CEC signed by employer supported by a photocopy of the ID and passport of the employer
- Original copy of Income Tax Return filed with Host Government or Country
If you are a member of the Fund who has yet to achieve his/her dream house, you might also be interested with the Pag-IBIG Housing Loan offer.