List of Pag-IBIG Calamity Loan Requirements 2026 for Application Process
PAG-IBIG CALAMITY LOAN REQUIREMENTS 2026 – Locally-employed members of the Fund should secure these documents in applying for the loan.
The Philippines is frequently hit by typhoons — in fact, several storms hit the country annually. Thus, an eligibility to a calamity loan offer is really an edge. It is a safety net when the unwanted but the inevitable circumstances happen. One of the providers of this type of loan is the Pag-IBIG Fund.
The Pag-IBIG Fund has several loan offers. Aside from the Pag-IBIG HEAL cash loan offer, the state-run entity also has the Pag-IBIG Calamity Loan. It is designed to help members recover from the impacts of a natural disaster.
Under the Calamity Loan offer, a Pag-IBIG Fund member may have access to cash that can help in recovering from the impacts of a natural disaster. Truth be told that calamities can unfortunately cause not only damages to properties but as well as loss of lives.
The calamity loan offer is open for both employed and self-employed members of the Fund. However, it is important to know that there are varying Pag-IBIG Calamity Loan requirements for application.
For a member to qualify for the loan offer, he/she must have posted at least twenty-four (24) monthly membership savings under the Pag-IBIG Regular Savings. The member-borrower must also be a resident of an area declared under a State of Calamity.
If you are locally-employed, here are the Pag-IBIG Calamity Loan requirements for application:
- duly-accomplished and signed Pag-IBIG Calamity Loan Application Form
- one (1) photocopy of valid ID acceptable to the Fund
- proof of income:
- The employer must accomplish the “Certificate of Net Pay” portion at the back of the application form or submit a photocopy of one (1) month latest payslip duly authenticated by the company’s authorized signatory”
In case the member-borrower is unable to process his/her loan application, the Fund allows filing by an authorized representative of the borrower. However, the following documents should be included in the Pag-IBIG Calamity Loan requirements for application:
- Authorization Letter
- one (1) photocopy of a valid ID of the representative
In some cases, the Pag-IBIG Fund got additional Pag-IBIG Calamity Loan requirements for application. Here’s a guide:
For farmers, including landlords, fisher folks, and livestock farmers
- Certification from the Municipal Agricultural Office (MAO) that their products were affected by the calamity
For business owners/market vendors
- Certification from the Market Vendors Association or certification from the Municipal Mayor attesting that he is engaged in the selling of farm products, vegetable, meat, fish, and that his source of livelihood was affected by the calamity
For Pag-IBIG Members or any of his immediate family members afflicted by diseases
- Medical Certificate from the Doctor stating that such diseases/illness brought by the onset of calamity