Guide on PhilHealth Contribution Rate 2025 for Members
PHILHEALTH CONTRIBUTION RATE 2025 – For members earning more than P10,000 per month but less than P100,000, here is a guide on the premium rate set by the Philippine Health Insurance Corporation.
Are you one of the Filipinos who are a member of the Philippine Health Insurance Corp. or more popularly called PhilHealth? There are important things that you have to know like paying for the exact monthly premium to keep your account updated.
Undeniably, there are a lot of risk factors to health nowadays. Thus, it is really a huge advantage to be insured. However, it is also an undeniable fact that not everyone can afford the monthly premiums for private health insurance policies. Meanwhile, with the offer of PhilHealth, you have something to turn to.
The Philippine Health Insurance Corp. is a state health insurer that has a multi-million member populace. Unlike the social insurance giants, the membership of PhilHealth is open to people coming from different walks of life.
Here are the direct and indirect contributors or members of the Philippine Health Insurance Corp:
Direct Contributors
- Employees with formal employment in the government and private companies
- Household helpers or Kasambahays
- Self-earning individuals
- Professional practitioners
- Overseas Filipino Workers
- Filipinos living abroad and those with dual citizenship
- Lifetime members
- All Filipinos aged 21 years and above with capacity to pay
Indirect Contributors
- Indigents identified by the Department of Social Welfare and Development (DSWD)
- Beneficiaries of Pantawid Pamilyang Pilipino Program
- Senior citizens
- Persons with disability
- Sangguniang Kabataan officials
- Previously identified at point-of-service / sponsored by LGUs
- Filipinos aged 21 years old and above without capacity to pay premiums
For a member to ensure that he/she may turn to your account to the Philippine Health Insurance Corp. during both medical emergency and non-emergency cases, the member must regularly post the premium set by the state health insurer. It is best to check the PhilHealth contribution 2025.
The premium rates of PhilHealth depend on the amount of the monthly income of the member. For this year, the state health insurer has set the premium rate at 5% — a maximum.
Thus, with regards to members who earn at least Php 10,000.01 but not more than Php 99,999.99 every month, the PhilHealth contribution this 2025 is between Php 500.00 to Php 5,000.00 depending on the actual monthly income of the member.
Do you want to know the benefits and packages that PhilHealth offers to its members? Here’s a guide:
The PhilHealth provides options to members with regards to the payment of the premium. It can be monthly, quarterly, or semi-annually basis.