Guide on PhilHealth Contribution Rate 2025 for Members
PHILHEALTH CONTRIBUTION RATE 2025 – For members earning more than P100,000 per month, here is a guide on the premium rate set by the Philippine Health Insurance Corporation.
Millions of Filipinos are members of the state health insurer Philippine Health Insurance Corp. or also popularly called PhilHealth. In fact, many Filipinos who are working abroad are also PhilHealth members.
Truth be told that many Filipinos prefer a PhilHealth membership than paying monthly for a private health insurance policy because the PhilHealth contribution rate 2025 is more affordable although there are surely variations with regards to the coverage. Not all Filipinos has the financial capacity to pay big for a health insurance even if everyone wants a safety net in times of health crisis.
The Philippine Health Insurance Corporation is operating in the Philippines for decades already since 1995. It was established after the Republic Act 7875 or the National Health Insurance Act was passed. It has a wide accessibility with regards to its membership.
The PhilHealth membership is open for people who are coming from different walks of life. Here are the direct and indirect contributors of the state health insurer:
Direct Contributors
- Employees with formal employment in the government and private companies
- Household helpers or Kasambahays
- Self-earning individuals
- Professional practitioners
- Overseas Filipino Workers
- Filipinos living abroad and those with dual citizenship
- Lifetime members
- All Filipinos aged 21 years and above with capacity to pay
Indirect Contributors
- Indigents identified by the Department of Social Welfare and Development (DSWD)
- Beneficiaries of Pantawid Pamilyang Pilipino Program
- Senior citizens
- Persons with disability
- Sangguniang Kabataan officials
- Previously identified at point-of-service / sponsored by LGUs
- Filipinos aged 21 years old and above without capacity to pay premiums
To maintain an active account to the Philippine Health Insurance Corp. and also maintain eligibility to the coverage and offers of the state health insurer, a member should regularly post the PhilHealth Monthly Contribution 2025.
The first move should be the checking of the monthly premium which depends on the income of the member. Make sure that you are paying for the right amount to keep your account updated.
Currently, the premium f the state health insurer is based at 5% of the monthly income of the member. In the case of members who earn Php 100,000 and above in a month, the PhilHealth monthly contribution 2025 is at Php 5,000.00. With regards to the packages and the benefit offers for the members of the state health insurer, here’s a guide:
The members of the PhilHealth have options with regards to paying for their monthly premiums. The payment options can be done monthly, quarterly, or semi-annually basis.