PhilHealth Contribution Rate 2026 for Members w/ P10,000 Income per Month & Below

Guide on PhilHealth Contribution Rate 2025 for Members

PHILHEALTH CONTRIBUTION RATE 2025 – For members earning P10,000 per month and below, here is a guide on the premium rate set by the Philippine Health Insurance Corporation.

Having an insurance policy that you can turn to in times of medical needs is a huge edge and preparation that you can make for the future. Truth be told that medical emergencies are among the “inevitable” and one medical emergency may not only stress you out physically and emotionally but as well as financially.

However, truth be told that not everyone has the capacity to afford the monthly premiums of the insurance policies offered by private health insurers. Meanwhile, in the Philippines, there is an entity that the Filipinos can turn to — the Philippine Health Insurance Corp. or more popularly known as PhilHealth.

While you may also need an amount to maintain an active account to PhilHealth, at least, the cost is lower compared to the monthly premiums of most insurance policies offered by private companies. However, it is important to know that the coverage and the packages may differ.

Meanwhile, one major advantage of being a PhilHealth member with an active account is that the benefits such as the packages may extend to the beneficiaries. Thus, you can have one (1) member in the family like either the father or the mother.

PhilHealth has a multi-million member populace. A huge part of it is composed of direct contributors. Here’s a guide:

While the PhilHealth premiums may not cost you much, it has a wide range of benefits that include both emergency and non-emergency cases. What is important is you keep your account update. Do you want to check ahead about the PhilHealth Contribution Rate 2026?

The PhilHealth Contribution Rate 2026 is mainly affected by one factor — the income of the paying member. It is important to post the exact premium to keep your account updated.

The PhilHealth Contribution Rate 2026 is based on the 5% contribution rate which is the ceiling percentage as per the post of the health insurer. If you a direct contributor who is earning not more than P10,000.00 monthly, your monthly premium is P500.00.

You might like to know the benefits and packages that are up for PhilHealth members with updated accounts. Here is a guide on the coverage and the edge for members:

• PhilHealth Inpatient Benefits Case Rate Amount, Coverage & Guidelines to Avail

• PhilHealth Benefit for Outpatient Surgery – Case Rate Amount, Coverage & Guidelines to Avail

• PhilHealth Benefit for Radiotherapy – Case Rate Amount, Coverage & Guidelines to Avail

• PhilHealth Benefit for Outpatient Hemodialysis – Case Rate Amount, Coverage & Guidelines to Avail

• PhilHealth Benefit for Blood Transfusion – Case Rate Amount, Coverage & Guidelines to Avail

You can pay for your PhilHealth contribution monthly, quarterly, or semi-annually basis.