Guide on PhilHealth Contribution Rate 2026 for Members
PHILHEALTH CONTRIBUTION RATE 2026 – For members earning more than P100,000 per month, here is a guide on the premium rate set by the Philippine Health Insurance Corporation.
One of the most important preparations you can ever make is to ensure that you have a health insurer that you can turn to in times of medical emergencies. In fact, many high-earning individuals see to it that they have multiple health insurance coverage. Do you want to be a member of the Philippine Health Insurance Corp. or also popularly called PhilHealth aside from having your private health insurance?
In the Philippines, countless Filipinos undeniably rely to PhilHealth which is the country’s main health insurer. It has a multi-million member populace and many Filipinos prefer a PhilHealth membership because of its lower monthly premiums. Truth be told that not everyone affords the monthly premiums under the private health insurance policies.
In the case of a membership to the Philippine Health Insurance Corporation, it is important to ensure the regular posting of a premium to keep your account updated. The state-run health insurer is operating in the country since 1995 and has massively lengthened the list of its coverage.
There are direct and indirect contributors that fill the member populace of the PhilHealth which was established after the Republic Act 7875 or the National Health Insurance Act was passed. Here is a guide on its members:
Direct Contributors
- Employees with formal employment in the government and private companies
- Household helpers or Kasambahays
- Self-earning individuals
- Professional practitioners
- Overseas Filipino Workers
- Filipinos living abroad and those with dual citizenship
- Lifetime members
- All Filipinos aged 21 years and above with capacity to pay
Indirect Contributors
- Indigents identified by the Department of Social Welfare and Development (DSWD)
- Beneficiaries of Pantawid Pamilyang Pilipino Program
- Senior citizens
- Persons with disability
- Sangguniang Kabataan officials
- Previously identified at point-of-service / sponsored by LGUs
- Filipinos aged 21 years old and above without capacity to pay premiums
In keeping your account with PhilHealth active, it is important to post the exact premium set based on your monthly income. Do you want to check on the PhilHealth Monthly Contribution 2026 ahead of time to prepare for it?
The salary of the member is a factor with regards to the rate of the PhilHealth Monthly Contribution 2026. Meanwhile, according to the state health insurer, the contribution rate will be in a maintained cap of 5%.
Thus, if you are earning Php 100,000.00 and above monthly, your PhilHealth Monthly Contribution 2026 is at Php 5,000. Here are the packages and benefits that members of the state-run health insurer may avail under an active account:
PhilHealth members may post the contributions on a monthly, quarterly, or semi-annually basis. The benefits extends to beneficiaries of the member including the spouse and the minor children in the case of married members.