Guide on PhilHealth Contribution Rate 2026 for Members
PHILHEALTH MONTHLY CONTRIBUTION 2026 – You can check here a guide for members who earn over P10,000 per month but less than P100,000 as set by the Philippine Health Insurance Corporation.
Many Filipinos undeniably rely to the health insurance provided by the Philippine Health Insurance Corporation or more popularly called PhilHealth. Thus, these people really ensure that they keep an updated account as preparation against the unforeseen medical emergencies.
To keep an updated account with the state health insurer, it is important to regularly post contributions — with the exact rate like the set Pag-IBIG Monthly Contribution 2026. The rates vary depending on the salary of the member. Truth be told that many Filipinos earn a monthly income that is sometimes just enough for survival, thus, it is important to have a safety net like an updated PhilHealth membership that you can turn to for both emergency and non-emergency cases.
The Philippine Health Insurance Corporation has a multi-million member populace. It has opened its membership for both direct and indirect contributors. It is in the service of millions of Filipino people for several decades now since 1995.
The member populace of PhilHealth is composed of both direct and indirect contributors which are the following:
Direct Contributors
- Employees with formal employment in the government and private companies
- Household helpers or Kasambahays
- Self-earning individuals
- Professional practitioners
- Overseas Filipino Workers
- Filipinos living abroad and those with dual citizenship
- Lifetime members
- All Filipinos aged 21 years and above with capacity to pay
Indirect Contributors
- Indigents identified by the Department of Social Welfare and Development (DSWD)
- Beneficiaries of Pantawid Pamilyang Pilipino Program
- Senior citizens
- Persons with disability
- Sangguniang Kabataan officials
- Previously identified at point-of-service / sponsored by LGUs
- Filipinos aged 21 years old and above without capacity to pay premiums
To keep your account updated, you should post the exact monthly premium. With regards to the PhilHealth Monthly Contribution 2026, as mentioned earlier, it is on a case-to-case basis depending on the monthly income of the member. Meanwhile, for 2026, the premium rate will stay at 5%.
Thus, if you are a member of the state health insurer who earn at least Php 10,000.01 but not more than Php 99,999.99 every month, the PhilHealth contribution this 2026 is between Php 500.00 to Php 5,000.00 depending on the actual monthly income of the member.
With regards to the benefits and packages for the PhilHealth members, they include both inpatient and outpatient cases. Here is a guide on the benefits and packages for the members:
PhilHealth members may choose to pay for the premium monthly, quarterly, or semi-annually basis.