Check here the Steps for SSS Cash Loan 2025 Application Process
SSS CASH LOAN 2025 – Here are the steps on how to apply for the Salary Loan offer of the Social Security System and the requirements.
Are you one of the millions of people who are members of the Social Security System in the Philippines? Popularly called SSS, the social insurance giant is known as a provider of member benefits that widens the financial options of the people who have qualified accounts.
The Social Security System is operating in the country for several decades now since 1957. Through the years, it has continuously grown its list of offers and expanded many existing offers to make sure it can attend to the different needs of the members.
The Social Security System has several benefits for members that can attend to situations of sickness, disability, unemployment, maternity, etc. It also has several loan offers that were crafted to be safety nets of the members in different situations.
One of the loan offers of the social insurance giant is the SSS Salary Loan. Truth be told that it is also called a Personal Loan by some people. It is also popular as the SSS cash loan offer. It is the multi-purpose loan of the social insurance entity.
A qualified member of the Social Security System may apply for the SSS cash loan to make personal purchases, boost business capitals, travel, augment the cash needs for bill payments, etc.
The Personal Loan offer is open for members who have posted at least 36 monthly premiums (six (6) of which should be within the last twelve (12) months prior to the month of filing of application). The employer of the member must be updated in the payment of the contributions as well.
The loanable amount under the SSS cash loan offer varies depending on the total contributions posted by the member-borrower. Meanwhile, the social insurance giant has provided brackets as a guide in determining the borrowing amount for a specific member.
How to apply for SSS cash loan 2025? There are only a few steps that you need to know:
Step 1 — Check on the qualifications set by the Social Security System. Here are the eligibility requirements under the loan offer:
- member-borrower must have posted at least thirty-six (36) posted monthly contributions, six (6) of which should be within the last twelve (12) months prior to the month of filing of application
- employer of the employed member-borrower must be updated in the payment of contributions and loan remittances
- be under sixty-five (65) years of age at the time of application for loan
- have not been granted any final benefit
- have not been disqualified due to fraud committed against the SSS
Step 2 — Prepare the requirements. There are documents that a member-borrower must prepare in applying for the loan offer:
Step 3 — Visit a branch of the Social Security System nearest to you and submit the documents required by the social insurance giant. Wait for an update from the SSS on the status of your loan application.
Before applying for the loan offer, you might like to check on the SSS cash loan interest rate.