Guide on SSS Funeral Benefit Requirements 2025 Surviving Spouses Must Submit To File Claim
SSS FUNERAL BENEFIT REQUIREMENTS 2025 – For the legal spouse of a deceased member of the Social Security System, here are the documents required in filing a claim.
Undeniably, many people fear living their families behind with nothing to turn more than their own death. This is usually true in the case of breadwinners of their families. Thus, this kind of people want to secure that their loved ones has something to turn to in case of their unexpected demise. One of the ways to it is maintaining an active membership to a social insurance institution.
In the Philippines, one of the social insurance giants is the Social Security System or more popularly called SSS. Aside from the SSS Death Benefit, the state entity also has the Funeral Benefit that can help assist the needs in the burial of the deceased member financially.
In the release of the SSS Funeral Benefit claim, the social insurance giant prioritizes the spouse of the deceased member. There is a different set of SSS Funeral Benefit requirements in filing a claim among the spouse and the other members of the family.
To file for a claim, it is important to ensure the completeness of the SSS Funeral Benefit requirements to ensure a smooth flow in the application process. Here are the documents that a spouse of a deceased SSS member must prepare and submit to the social insurance giant:
- proof to establish SSS membership of deceased member (any one 1 of the following):
- duly received SSS Records of deceased member (e.g. E-1/RS-1/NW-1/ OW-1/E-4)
- Social Security Card/Unified Multi-purpose ID (UMID) card of deceased member
- Letter/Certification document with indicated correct SS Number previously issued by SSS prior to the death of member
- Employment Records with member’s SS no. (e.g. company ID, payslip)
- Death Certificate of deceased member duly registered with the Local Civil Registry (LCR)/ issued by the Philippines Statistics Authority (PSA) or Certification of Death issued and signed by the authorized signatory of the Office of the Civil Registry and bearing the official seal
- Official Receipt (OR) with BIR registration bearing the name of the claimant and the deceased member (submit 1 original)
- Marriage Certificate issued by any of the following authorities:
- Local Civil Registrar (LCR) or Municipal Civil Registrar (MCR);
- Philippine Statistics Authority (PSA);
- Foreign vital statistics office (with English translation) if married abroad.
- National Commission on Indigenous Peoples (NCIP) if deceased member or pensioner is an Indigenous People (IP); or
- Shari’a Circuit Clerk of Court if deceased member or pensioner is Muslim
- Online certification, stating that the claimant – surviving legal spouse paid for the funeral expenses
According to the Social Security System, in the absence of a Death Certificate, the SSS Funeral Benefit requirements must include any of the following:
- Certification of non-availability issued by LCR and PSA; and
- Any one (1) of the following:
- Certification of Burial from the Cemetery Administrator
- Certification of Death issued by the Parish/Church
- Certification of cremation
In case the original Official Receipt (OR) is not available, include the Certified true copy of OR or the certification issued by the funeral parlor/memorial service indicating the details of payment in defrayal of funeral expenses of the deceased member in the SSS Funeral Benefit requirements that you will submit in filing for a claim.
If the claimant of the Funeral claim is not the legal spouse, there is a different set of SSS Funeral Benefit requirements that must be submitted to the state entity.
With regards to the SSS Death Benefit offer, there is a different set of requirements in filing for a claim.