Guide on SSS Funeral Benefit Requirements 2025 In Filing Claim
SSS FUNERAL BENEFIT REQUIREMENTS 2025 – If the claimant is the child or another family member of the deceased member of the Social Security System but not his/her legal spouse, here are the documents required in filing for a claim.
Countless Filipinos are members of the Social Security System which is a social insurance giant in the country. It got not only multiple loan offers but as well as several benefits that may not only be beneficial for its members but as well as their families.
Aside from the SSS loans, the Social Security System has several benefit offers and one of them is the SSS Funeral Benefit. It is a cash granted to help the family of the deceased SSS member to at least ease their financial burden. Truth be told that a respectable wake may require some amounts of money.
The SSS Funeral Benefit may not only be claimed by the legal spouse but, in the absence of the legal spouse, it may be claimed by the children or other family members of the deceased member. There are varying SSS Funeral Benefit requirements in filing for a claim.
If the claimant of the benefit offer is not the spouse of the deceased member, here are the SSS Funeral Benefit requirements that must be prepared and submitted in filing for a claim:
- proof to establish SSS membership of deceased member (any one 1 of the following):
- duly received SSS Records of deceased member (e.g. E-1/RS-1/NW-1/ OW-1/E-4)
- Social Security Card/Unified Multi-purpose ID (UMID) card of deceased member
- Letter/Certification document with indicated correct SS Number previously issued by SSS prior to the death of member
- Employment Records with member’s SS no. (e.g. company ID, payslip)
- Death Certificate of deceased member duly registered with the Local Civil Registry (LCR)/ issued by the Philippines Statistics Authority (PSA) or Certification of Death issued and signed by the authorized signatory of the Office of the Civil Registry and bearing the official seal
- Official Receipt (OR) with BIR registration bearing the name of the claimant and the deceased member (submit 1 original)
- Certification of availment of memorial/ funeral insurance plan or any other acceptable funeral expense paid by the member or pensioner prior to his/her death, may be submitted in lieu of OR (For child/ren, parent/s or legal heir/s of the deceased member or pensioner only)
- Any of the following documents:
- duly-notarized waiver in favor of the claimant duly signed by the surviving legal spouse
- Death Certificate of the legal spouse duly registered with LCR or issued by the PSA, including Marriage Certificate with the deceased member or pensioner duly registered with the LCR or issued by the PSA, if the legal spouse is already deceased
- duly-notarized affidavit as attested by two (2) disinterested persons, stating that the surviving legal spouse did not pay for the funeral expenses or cannot be located
- Certificate of No Marriage Record (CENOMAR) of the deceased member or pensioner, if civil status of the deceased member or pensioner is single
If the Death Certificate of the deceased member of the Social Security System is not available, the claimant must include the following in the SSS Funeral Benefit requirements:
- Certification of non-availability issued by LCR and PSA; and
- Any one (1) of the following:
- Certification of Burial from the Cemetery Administrator
- Certification of Death issued by the Parish/Church
- Certification of cremation
In an instance that the original Official Receipt (OR) is not available, for example it was lost, you may replace it in the SSS Funeral Benefit requirements that you will submit with either a Certified true copy of the OR or a certification issued by the funeral parlor/memorial service indicating the details of payment in defrayal of funeral expenses of the deceased member.
The other benefit offer of the Social Security System in case of a member’s passing is the SSS Death Benefit. To file for a claim under the SSS Death Benefit offer, there is a different set of requirements.