List of SSS Calamity Loan Requirements for Members in Application
SSS CALAMITY LOAN REQUIREMENTS 2025– Here are the qualifications and the requirements in applying to the Social Security System’s offer.
Millions of Filipinos are members of the Social Security System. These individuals have an access to the different loan offers and benefits that social insurance giant provides for its members. It has crafted safety nets for its members in different situations.
Aside from the SSS Sickness Benefit offer that the members can turn to in times of health issues resulting to absences from work, the Social Security System also has the SSS Calamity Loan offer. It is a turn-to for members in times of typhoons, earthquakes, and other natural disasters which the country is undeniably prone to.
Through the SSS Calamity Loan offer, a member has an access to an option that can be of big help in recovering from the impacts of a natural disaster. It is open for qualified members of the state entity — both employed and self-employed.
The SSS Calamity Loan requirements include some qualifications that members should meet to be eligible to apply for the loan offer. Here are the qualifications that a member-borrower must meet to qualify for the loan offer:
- Member-borrower must be registered in the SSS Website (My.SSS facility) to facilitate filing of online application;
- has at least thirty-six (36) monthly contributions, six (6) of which should be posted within the last twelve (12) months prior to the month of filing of application;
- has at least six (6) posted monthly contributions under the current coverage/membership type prior to the month of loan application for Self-Employed, Voluntary (including Non-Working Spouse), and Overseas Filipino Worker (SE/VM/OFW) members who are land based;
- a resident of the calamity declared areas and suffered damages/loss to their properties. A resident, for the purpose of CLAP, is one who has a home address or property at the calamity-stricken area;
- has not been granted any final benefit, i.e., permanent total disability or retirement;
- has no past due SSS Short-Term Member Loans;
- and has no outstanding Loan Restructuring Program (LRP) or Calamity Loan Assistance Program (CLAP).
Aside from the above-mentioned SSS Calamity Loan requirements for eligibility, there are also a few actions that the member-borrower must do for the application. He/She must comply with the following:
- The member-borrower shall update his/her contact information by logging in to his/her My.SSS account through the SSS website or mobile application or by submitting a properly filled out Member Data Change Request Form (E-4) to the nearest SSS Branch.
- A member who transfers employment shall automatically authorize his/her new employer to deduct from his/her salary the corresponding amortization due, including any interest or penalty for late remittance.
If you are a locally-employed member, there are SSS requirements for Calamity Loan application that the employer must comply with.
In applying for the Social Security System’s Calamity Loan offer, a member- borrower may file/submit the loan application online thru the My.SSS Website or thru the MySSS App. The member-borrower also need to enroll/nominate his/her valid bank account in the Disbursement Account Enrollment Module (DAEM).