Guide on SSS Calamity Loan 2025 Application Process
SSS CALAMITY LOAN 2025 – You can check here the features on the offer of the Social Security System and how to apply for it.
Across the globe, the Philippines is one of the countries that is prone to earthquakes being one of the nations that lie along the Pacific Ring of Fire. Everyday, the Philippine Institute of Volcanology and Seismology, more popularly known as PHIVOLCS, record several quake occurences.

Aside from earthquakes, the country is also prone to typhoons. There are many storms that hit the nation annually and in the history of the country, there were several instances when strong typhoons left several areas in huge devastation.
This is where the advantage of a qualification to a Calamity Loan offer sets in. One of the state entities with the said offer is the Social Security System.

More popularly called SSS, the Social Security System has several loan offers for its members as well as benefit offers. Aside from the SSS Cash Loan, the social insurance giant also has the SSS Calamity Loan offer.

The SSS Calamity Loan offer is a short-term loan program that was designed for qualified member-borrowers who are living in areas that suffered losses and damages due to a natural disaster. The area must be under a state of calamity declaration by the National Disaster Risk Reduction and Management Council (NDRRMC).
The member-borrower must have posted at least thirty-six (36) monthly contributions, six (6) of which should be posted within the last twelve (12) months prior to the month of filing of application, to qualify for the loan offer. Also, the member-borrower must have not been given a final benefit like a Retirement Benefit.
The SSS Calamity Loan amount may vary depending on the monthly salary credit of the member-borrower. The loan proceeds is released either through the Unified Multi-Purpose Identification (UMID) – Automated Teller Machine (ATM) Card or the Philippine Electronic Fund Transfer System and Operations Network (PESONet) Accredited/Participating Banks.
The SSS Calamity Loan offer is one of those with the lowest interest rates in the market. The social insurance giant waives the processing fee, thus, it is another advantage on the part of the calamity-stricken area SSS resident member.
To apply for the loan offer, it is best to check on the requirements for the SSS Calamity Loan application first. The loan application can be filed or submitted online thru the My.SSS Website or thru the MySSS App.