Guide on Requirements for Home Credit Cellphone Loan Offer Application
REQUIREMENTS FOR HOME CREDIT CELLPHONE LOAN – You can check the list of the documentary requirements below in applying for loan to Home Credit Philippines.
Home Credit has massively grown in the Philippines in just a few years. It is now one of the biggest and most popular lenders in the country with its offers that meet the demand of many people.
This lender has multiple loan offers but it is most popular for its Home Credit cellphone loan or the product financing service. Countless individuals purchased their mobile phones with the help of the lender
Under the Home Credit Cellphone Loan offer, you can have your target device even without paying for it in a full price. Just pay for the downpayment, apply for the loan, and bring home your device. Also, there are only a few requirements for Home Credit Cellphone Loan application.
The following are the only requirements for Home Credit Cellphone Loan application:
- One (1) valid government-issued ID that indicates your address and date of birth
- Downpayment (at least 30% of the selling price of the unit)
According to Home Credit, if your valid government-issued ID does not reflect both your address and date of birth, you may support it with a secondary ID that meets the missing details. To apply for the offer, go to a partner store of HC where your target unit is available.
Here are the IDs accepted by Home Credit for the loan application:
PRIMARY IDS:
- Voter’s ID
- Driver’s License ID
- Professional Regulation (PRC) ID – secondary ID with address required
- Postal ID (New)
- Philippine Identification Card
- Unified Multi-Purpose ID (UMID)
SECONDARY IDS/DOCUMENTS:
- NBI Clearance
- Barangay Certificate
- Phone Bill
HC also offers a cash loan. Kindly visit – Home Credit Cash Loan: New Minimum & Maximum Loanable Amounts under the Offer