Guide on Home Credit Cash Loan 2024 Loanable Amounts
HOW TO APPLY FOR HOME CREDIT CASH LOAN 2024 – Here is the process in applying for the offer online via the My Home Credit app.
Are you one of those who received a cash loan offer from HC which is now one of the biggest lenders in the Philippines? It is a perfect solution if you are looking for a quick cash loan that can get you the money in just a few minutes.
In fact, under the HC cash loan offer, your loan can be approved on the same day that you applied for the loan offer. You can even get your money on the same day and the loan application, approval, and releasing of loan proceeds can all take place within two (2) hours only.
The cash loan offer is usually extended to previous and existing clients who have good credit records. Here are the qualifications considered by the lender:
- a Filipino citizen
- at least 18 years old at the time of the loan application
- not more than 68 years upon the loan maturity
- with good credit records
- has received a Home Credit Cash Loan offer
The Home Credit Cash Loan loanable amounts may vary among clients. The borrowing amount allowed depends on the assessment of the lender of the capacity of the borrower. Meanwhile, it has posted the range of the loanable amounts it allow.
The loan is payable from six (6) months up to five (5) years or 60 months. The interest rate under the Home Credit Cash Loan is on a monthly add-on basis and may vary among clients depending on the amount and the loan term chosen.
How to apply for the Home Credit Cash Loan 2024 online? You can do it through the lender’s official app, My Home Credit. Before proceeding, it will be best to prepare the requirements for Home Credit Cash Loan application.
Here are the steps on how to apply for the Home Credit Cash Loan 2024 online:
- Step 1 — Log in to your My Home Credit app account.
- Step 2 — Update your personal information.
- Step 3 — Click the loan offer.
- Step 4 — Provide the information needed to apply.
- Step 5 — Indicate your preferred disbursement method for the cash loan.
- Step 6 — Wait for an update from Home Credit regarding the result of your loan application.