Check Here the Home Credit Product Loans You Might Like to Apply For
HOME CREDIT PRODUCT LOANS – Home Credit Philippines has several product loan offers that are ready to finance different item acquisition.
The most popular offers of Home Credit Philippines are its product loan offers. It has helped countless Filipinos fast-track their goal of purchasing their target items as it make things easier with the option of monthly installments.
Home Credit does not require a credit card in applying for its loan offer thus it is one of the most accessible loans for many individuals. The product loan offers of the international consumer finance provider can finance the acquisition of several items:
- Mobile Phones
- Computers and Laptops
- TV & Appliances
- Furniture
- Gadgets & Electronics
- Refrigerator
- Washer & Dryer
- Stationary Bicycles
- Medical Supplies and Devices
- Apparel Store
- Hardware Store
- Motorcycle Accessories Store
- Musical instruments
- Hardware Tools
- Sporting Goods
- Auto Supplies and Services
- Beauty & Wellness
- Optical
- Events
- Trainings
- Home Improvement
- Department Store
- Toy Store
Under the Home Credit Product Loans, you just have to pay for the downpayment and you can bring home the item right away. The balance of the selling price can be paid through monthly amortizations based on the loan term that is affordable to you.
The Product Loan offers of the international consumer finance provider is open for Filipino citizens who are aged between 18 to 68 years old and have a reliable source of income. The lender considers income from employment, pension, business, and regular remittances.
What are the requirements in applying for the Home Credit Product Loan offer? The lender requires only either one (1) valid primary ID or at least two (2) secondary IDs in the absence of the primary ID.
Primary IDs
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Philippine Identification Card
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs
- Postal ID (Old)
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
With regards to the downpayment, Home Credit Philippines requires only a downpayment between 20% to 30% of the selling price of the item. A client may avail the financing of multiple items under a single loan application through bundles.
