Check Here the Step on How To Apply for Home Credit Cash Loan 2024 by Calling Its Hotline
HOME CREDIT CASH LOAN 2025 -Here is a guide on how to apply for the multi-purpose loan offer of Home Credit Philippines through its hotline.
One of the most popular consumer finance product provides in the Philippines now is the Home Credit. Since it started operating in the Philippines in 2013, it has continuously grow its offers to attend better to the needs of the Filipino populace.
Nowadays, there are several Home Credit Product Loans that the Filipinos may turn to. One of it is a multi-purpose loan that qualified individuals with offers may turn to achieve their other goals, make personal purchases, etc. It is the most flexible loan offer of the consumer finance product provider.
Under the Home Credit Cash Loan offer, good-paying clients who got an offer may be offered up to Php 150,000 loanable amount. The borrowing amount really depends on the offer of the lender based on the capacity to pay.
With regards to the interest rate under the Home Credit Cash Loan offer, the monthly interest rate that begins at 2.32% add-on rate. You can check here the important details in applying for the loan offer to the consumer finance product provider:
Qualifications. Home Credit has set a list of qualifications in applying for the loan offer. To be eligible for an offer, the borrower must meet the following:
- a Filipino citizen
- at least 18 years old but not more than 68 years old
- with valid proof of identity
- with a stable source of income from any of the following:
- employment
- business
- monthly pension
- regular remittance
Documentary Requirements. With regards to the documents in applying for the loan offer, here are the requirements you must prepare:
- duly-accomplished and signed Home Credit Cash Loan Online Application Form
- one (1) valid Primary ID or two (2) secondary IDs
Primary ID
- Unified Multi-Purpose ID (UMID)
- Philippine Identification Card
- Driver’s License
- Postal ID (New)
- Professional Regulation (PRC) ID – Secondary ID with Address Required
- Voter’s ID
Secondary ID
- Postal ID (Old)
- Barangay Certificate
- NBI Clearance
- Phone Bill
- Electricity Bill
- Water Bill
- Mobile/Internet/Cable Bill
Home Credit Cash Loan 2025 Application via Hotline. In applying for the Home Credit cash Loan offer via hotline, you only have to make a call to the Home Credut Hotline indicated in the SMS/Email/Push Notification offer sent to you by the consumer finance product provider.
The Home Credit loan application approval may take as fast as one (1) minute. In case of rejected loan applications, you can still re-apply for the loan offer as soon as you received another offer from the lending entity.
Releasing. If your loan application has been approved, here are the disbursement methods and channels that you may choose from:
Bank Transfer
- Bank of China
- China Bank Savings, Inc.
- China Banking Corporation
- BDO Unibank Inc
- Land Bank of the Philippines
- Bank of the Philippine Islands
- Development Bank of the Philippines
- Union Bank of the Philippines
- Security Bank Corporation
- Asia United Bank Corporation
- East West Banking Corporation
- Robinsons Bank Corporation
- Philippines Veterans Bank
Cash Pick-Up
- Cebuana Lhuillier
- USSC
- LBC
- Bayad Center
- Metrobank
Repayment. The loan repayment is allowed for up to 60 monthly installments. Here are the options in paying for the loan.
- Auto Debit Arrangement
- Bank of the Philippine Islands (BPI)
- Metrobank
- UnionBank
- Rizal Commercial Banking Corporation (RCBC)
- BDO Unibank
- Security Bank
- Philippine National Bank (PNB)
- EastWest Bank
- Pay through the Mobile App
- Pay through the Website
- Pay Over-the-Counter
- 7/11
- Palawan Express
- USSC
- Asia United Bank (AUB)
- Cebuana Lhuillier
- Touchpay
- MLhuillier
- Bayad Center
- RCBC Over-the-Counter
- BDO Over-the-Counter
- Digipay