Guide on Home Credit Cash Loan 2025 Loanable Amounts & Monthly Amortization
HOME CREDIT CASH LOAN 2025 – Here is a guide on the monthly amortization if you will borrow Php 10,000 under this customer finance product.
In the Philippines, one of the popular customer finance product providers is Home Credit which started its operation in the country way back 2013. Through the years, it has managed not just to rise to popularity but as well as to continuously expand its offers.
Excited to know about its offers? Home Credit Philippines got these three top-tier features under its loan offers:
- Lowest interest & monthly rates
- Flexible payment options
- Fast & easy application process
While Home Credit is most popular for its product loans offer which can finance the purchase of mobile phones and other gadgets, appliances, furniture, etc., it now has the Home Credit Cash Loan offer that is up for several years today that it is 2025.
Who are qualified to apply for the Home Credit Cash Loan 2025 offer? Like in other loan offers, there are eligibility requirements to qualify for the loan offer. It is open for individuals who meet the following qualifying requirements:
- a Filipino citizen
- at least 18 years old at the time of the loan application
- not more than 68 years upon the loan maturity
- with good credit records
- has received a Home Credit Cash Loan offer
As mentioned, the cash loan offer is available upon an offer from the consumer finance product provider. It boasts its offer with fast approval, huge loanable amounts, and flexible loan terms.
The Home Credit Cash Loan 2025 serves different purposes. You may apply for it to finance a personal purchase, widen your business operation, get your car repaired, throw a party, etc. You may also apply for it to get some pocket money for a travel and so much more.
How much is loanable under the offer? The consumer finance product provider has set a good range of borrowing amounts under its cash loan offer. Here’s how much you may borrow:
- Minimum Loanable Amount — Php 3,000.00
- Maximum Loanable Amount — Php 150,000.00
If you want to borrow Php 10,000 under the Home Credit Cash Loan offer, there is a processing fee of P500.00, thus, you will get a loan proceed of Php 9,500.00. With regards to the monthly amortization, it depends on the loan term. Here’s a guide:
| Loan Term | Estimated Monthly Installment |
| 6 months | ₱1,907 per month |
| 9 months | ₱1,344.32 per month |
| 12 months | ₱1,064.90 per month |
| 18 months | ₱789.29 per month |
| 24 months | ₱655.20 per month |
| 30 months | ₱577.60 per month |
| 36 months | ₱528.14 per month |
| 45 months | ₱481.85 per month |
| 48 months | ₱471.02 per month |
| 60 months | ₱441.18 per month |
In applying for the loan offer, you will need to present a primary ID or at least two (2) secondary identification documents. Here is a guide:
Primary IDs:
- Philippine Identification Card
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs:
- Postal ID (Old)
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
All loan applications are subject to the approval Home Credit. The application approval can take as fast as one (1) minute. You may apply for the Home Credit Cash Loan offer 2025 via the app of the lender.