Guide on Home Credit Cash Loan 2025 Loanable Amounts & Monthly Amortization
HOME CREDIT CASH LOAN 2025 – Here is a guide on the monthly amortization if you will borrow P3,000 under this customer finance product.
Have you heard about the cash loan offer of HC? You might be interest and want to know about this loan offer which can finance your personal purchase, travel, children’s school tuition fees’ payment, etc.
Home Credit started operating in the Philippines in 2013. Prior to it, the consumer finance product giant provider has operated in several other countries and territories already. Its loan offers are packed with the following features:
- Lowest interest & monthly rates
- Flexible payment options
- Fast & easy application process
Undeniably, the most popular loan products of Home Credit are the product loans. Under it, a qualified applicant may obtain an amount to finance the purchase of mobile phones and other gadgets, appliances, furniture, etc.
With regards to the qualifications in applying for the Home Credit Cash Loan 2025, undeniably, it is one of the cash loan offers with the shortest eligibility requirements for application. Here is the set of criteria that an applicant should meet to qualify for the loan offer:
- a Filipino citizen
- at least 18 years old at the time of the loan application
- not more than 68 years upon the loan maturity
- with good credit records
- has received a Home Credit Cash Loan offer
The Home Credit Cash Loan comes by offers. This loan is packed with features such as
As mentioned, the cash loan offer is available upon an offer from the consumer finance fast loan application approval, huge loanable amounts, and flexible loan terms.
The Home Credit Cash Loan 2025 is multi-purpose. A client with an offer may apply for the loan for personal purchases, event financing, car repair, business boosting, travel, etc.
With regards to the loanable amounts under the offer, the Home Credit Philippines made sure that the borrowing amounts can cover a wide range of purposes.
- Minimum Loanable Amount — Php 3,000.00
- Maximum Loanable Amount — Php 150,000.00
If you want to borrow Php 3,000 under the Home Credit Cash Loan offer, there is a processing fee of P500.00, thus, you will get a loan proceed of Php 2,500.00. With regards to the monthly amortization, it depends on the loan term. Here’s a guide:
| Loan Term | Estimated Monthly Installment |
| 6 months | ₱572.10 per month |
| 9 months | ₱403.30 per month |
| 12 months | ₱319.47 per month |
| 18 months | ₱236.79 per month |
| 24 months | ₱196.56 per month |
| 30 months | ₱173.28 per month |
| 36 months | ₱158.44 per month |
| 45 months | ₱144.55 per month |
| 48 months | ₱141.31 per month |
| 60 months | ₱132.35 per month |
You will have to present a primary ID or at least two (2) secondary identification documents in applying for the Home Credit Cash Loan 2025 offer. Here is a guide:
Primary IDs:
- Philippine Identification Card
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs:
- Postal ID (Old)
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
Home Credit reserves the right for the assessment of the loan applications. The approval can take as fast as one (1) minute. You may apply for the Home Credit Cash Loan offer 2025 via the app of the lender.