Guide on Home Credit Cash Loan 2025 Loanable Amounts & Monthly Amortization
HOME CREDIT CASH LOAN 2025 – You can check here the guide on the monthly amortization if you will borrow P5,000 under this customer finance product.
Nowadays. there are a lot of financial solutions that people can turn to most especially in times of dire need for cash. Filipinos have the options to go to lending companies or banks which come in multiple numbers across the nation.
If you want a legit cash loan offer, one of the trusted entities that you may turn to is Home Credit Philippines. It is operating in the country since 2013 and has served millions of Filipinos in their financing needs.
Home Credit is most popular for its product financing loan offer. A qualified individual may purchase a gadget, appliance, furniture, etc. without shelving out the whole amount through the loan offer. Through the years, it has continuously grown its list of loan offers that come with the following features:
- Lowest interest & monthly rates
- Flexible payment options
- Fast & easy application process
The Home Credit product loans have helped countless clients achieve their target gadget, appliance, furniture, etc. Good payers may also have the chance to qualify for the Home Credit Cash Loan offer.
The Home Credit Cash Loan is a multi-purpose financial solution that is open for individuals who received an offer from the consumer finance product provider. Who are qualified to apply for the loan offer? Here are the eligibility requirements for application:
- a Filipino citizen
- at least 18 years old at the time of the loan application
- not more than 68 years upon the loan maturity
- with good credit records
- has received a Home Credit Cash Loan offer
Home Credit boasts fast loan application approval, huge loanable amounts, and flexible loan terms under the loan offer. Below, you can check on the details if you will borrow Php 5,000 under the offer.
How much you may borrow under the Home Credit Cash Loan offer? Here are the loanable amounts:
- Minimum Loanable Amount — Php 3,000.00
- Maximum Loanable Amount — Php 150,000.00
If you want to borrow Php 5,000 under the Home Credit Cash Loan offer, there is a processing fee of P500.00, thus, you will get a loan proceed of Php 4,500.00. With regards to the monthly amortization, it depends on the loan term. Here’s a guide:
| Loan Term | Estimated Monthly Installment |
| 6 months | ₱953.50 per month |
| 9 months | ₱672.16 per month |
| 12 months | ₱532.45 per month |
| 18 months | ₱394.65 per month |
| 24 months | ₱327.60 per month |
| 30 months | ₱288.80 per month |
| 36 months | ₱264.07 per month |
| 45 months | ₱240.92 per month |
| 48 months | ₱235.51 per month |
| 60 months | ₱220.59 per month |
You will have to present a primary ID or at least two (2) secondary identification documents in applying for the Home Credit Cash Loan 2025 offer. Here is a guide:
Primary IDs:
- Philippine Identification Card
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs:
- Postal ID (Old)
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
Home Credit has the right for the evaluation of the loan applications. The approval can take as fast as one (1) minute. You may apply for the Home Credit Cash Loan offer 2025 via the app of the lender.