Guide on Home Credit Cash Loan 2025 Loanable Amounts & Monthly Amortization
HOME CREDIT CASH LOAN 2025 – You can check here the guide on the monthly amortization if you will borrow P15,000 under this customer finance product.
A lot of people have sought the services provided by the Home Credit Philippines in their pursuit to acquire a certain gadget, appliance, furniture, etc. The financing services of the consumer product finance provider giant is undeniably way more accessible compared with other offers of the same kind.
Home Credit Philippines has built a name in the country. It was in 2013 when it started its operations in the country and it already has millions of clients across the nation now. It is most popular for its product loan.
Under the Home Credit Product Loans offer, you may acquire the gadget, appliance, or furniture that you wish to purchase without paying for it in full. You can have it by just paying for a downpayment and then having the balance in monthly installments afterwards.
Aside from the product loan, Home Credit has several other loan offers. Its offers were designed with the best features such as the following:
- Lowest interest & monthly rates
- Flexible payment options
- Fast & easy application process
Home Credit Philippines also offer a multi-purpose financial solution that is ready to finance multiple cash needs. It is open for individuals who received an offer which is usually extended by the consumer finance product provider to its good-paying product loan clients.
Who are qualified to apply for the Home Credit Cash Loan offer? Here are the eligibility requirements set by the finance product provider:
- a Filipino citizen
- at least 18 years old at the time of the loan application
- not more than 68 years upon the loan maturity
- with good credit records
- has received a Home Credit Cash Loan offer
Home Credit boasts fast loan application approval, big loanable amounts, and flexible terms for loan repayment. Below, you can check on the details if you will borrow Php 15,000 under the offer.
Here is a guide on the range of the borrowing amounts under the cash loan offer:
- Minimum Loanable Amount — Php 3,000.00
- Maximum Loanable Amount — Php 150,000.00
If you want to borrow Php 5,000 under the Home Credit Cash Loan offer, there is a processing fee of P500.00, thus, you will get a loan proceed of Php 14,500.00. With regards to the monthly amortization, it depends on the loan term. Here’s a guide:
| Loan Term | Estimated Monthly Installment |
| 6 months | ₱2,860.50 per month |
| 9 months | ₱2,016.48 per month |
| 12 months | ₱1,597.36 per month |
| 18 months | ₱1,183.94 per month |
| 24 months | ₱982.80 per month |
| 30 months | ₱866.40 per month |
| 36 months | ₱792.20 per month |
| 45 months | ₱722.77 per month |
| 48 months | ₱706.53 per month |
| 60 months | ₱661.77 per month |
Here is a guide on the IDs that you may present to Home Credit in applying for the loan offer:
Primary IDs: (at least one ID):
- Philippine Identification Card
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs (present two IDs):
- Postal ID (Old)
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
All loan applications are subject to the approval of Home Credit. The loan application approval can take as fast as one (1) minute. You may apply for the Home Credit Cash Loan offer 2025 via the app of the lender.