Guide on Home Credit Cash Loan 2025 Loanable Amounts & Monthly Amortization
HOME CREDIT CASH LOAN 2025 – Here is a guide on the monthly amortization if you will borrow Php 25,000 under this customer finance product.
Nowadays, financial solutions are undeniably more accessible with the growing presence of loan providers. In the Philippines, one of the trusted consumer finance product provider that offers loans is Home Credit.
The Home Credit Philippines is operating for several decades now since 2013. It has a variety of financial and loan products that attend to different needs. All the offers of the consumer finance product provider are equipped with excellent features such as the following:
- Lowest interest & monthly rates
- Flexible payment options
- Fast & easy application process
While Home Credit is most popular for its product loans offer which can finance the purchase of mobile phones and other gadgets, appliances, furniture, etc., it now has the Home Credit Cash Loan offer that is up for several years today that it is 2025.
Have you received a Home Credit Cash Loan 2025 offer? You might be wondering about the requirements in applying for it. Before checking on what you need to prepare, it is important to first check the eligibility requirements for qualification to the loan offer.
To qualify for the Home Credit Cash Loan offer, here are the qualifications that an applicant should meet:
- a Filipino citizen
- at least 18 years old at the time of the loan application
- not more than 68 years upon the loan maturity
- with good credit records
- has received a Home Credit Cash Loan offer
While the cash loan offer of the consumer finance product provider comes depending on an offer from the loan provider, Home Credit guarantees a fast loan application approval, flexible loan terms, and huge loanable amount under its finance product.
The Home Credit Cash Loan 2025 offer can finance several purposes under a single loan. You may apply for it to travel, to purchase something, to host an event, to boost the fund capital for your business operation, etc.
With regards to the loanable amounts under the cash loan offer, they are dependent on the offer of the consumer finance product provider. Meanwhile, here is the range of the borrowing amounts allowed under the cash loan offer:
- Minimum Loanable Amount — Php 3,000.00
- Maximum Loanable Amount — Php 150,000.00
If you want to borrow Php 25,000 under the Home Credit Cash Loan offer, there is a processing fee of P500.00, thus, you will get a loan proceed of Php 24,500.00. With regards to the monthly amortization, it depends on the loan term. Here’s a guide:
| Loan Term | Estimated Monthly Installment |
| 6 months | ₱4,767.50 per month |
| 9 months | ₱3,360.79 per month |
| 12 months | ₱2,662.26 per month |
| 18 months | ₱1,973.23 per month |
| 24 months | ₱1,637.99 per month |
| 30 months | ₱1,444 per month |
| 36 months | ₱1,320.34 per month |
| 45 months | ₱1,204.62 per month |
| 48 months | ₱1,177.55 per month |
| 60 months | ₱1,102.95 per month |
For the Home Credit Cash Loan application, you will need at least one (1) primary ID or two (2) secondary IDs. Here is a guide on which identification documents you may present:
Primary IDs:
- Philippine Identification Card
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs:
- Postal ID (Old)
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
Home Credit has all the right with regards to the assessment of all the loan applications. The approval can take as fast as one (1) minute. You may apply for the Home Credit Cash Loan offer 2025 via the app of the lender.