Guide on Home Credit Cash Loan 2025 Loanable Amounts & Monthly Amortization
HOME CREDIT CASH LOAN 2025 – Here is a guide on the monthly amortization if you will borrow Php 80,000 under this customer finance product.
Are you in need of cash and you just received an offer from Home Credit Philippines? You might like to know more about it and we are ready to give you the important details about this excellent offer that has helped countless Filipinos in times of need for cash.
Before discussing about the offer, it is important to know first the lender. Home Credit Philippines is operating in the country for decades now since 2013. Prior to starting its operation her, the consumer finance product provider already operates in many other countries and territories abroad.
Home Credit has several offers that are packed with the best features. It made sure that all its offers guarantee the following:
- Lowest interest & monthly rates
- Flexible payment options
- Fast & easy application process
The Product Loan Financing offer of Home Credit is undeniably the most prominent among its loan offers. This loan offer that has stirred the company fast towards national popularity has financed the purchase of countless gadgets most especially mobile phones, appliance, and furniture. Now, it has another offer for good payers — the Home Credit Cash Loan offer.
Have you received a Home Credit Cash Loan 2025 offer? You might be wondering about the requirements in applying for it. Before checking on what you need to prepare, it is important to first check the eligibility requirements for qualification to the loan offer.
To qualify for the Home Credit Cash Loan offer, here are the qualifications that an applicant should meet:
- a Filipino citizen
- at least 18 years old at the time of the loan application
- not more than 68 years upon the loan maturity
- with good credit records
- has received a Home Credit Cash Loan offer
While the cash loan offer of the consumer finance product provider comes depending on an offer from the loan provider, Home Credit guarantees a fast loan application approval, flexible loan terms, and huge loanable amount under its finance product.
The Home Credit Cash Loan 2025 offer is multi-purpose. You may apply for it to get your car repaired, fund your travel, make a personal purchase, throw a party, etc. You can actually combine multiple purposes under a single loan.
The consumer finance product provider made sure that the loanable amount under the offer can really attend to different needs. It has set a wide range of borrowing amounts allowed under the offer.
- Minimum Loanable Amount — Php 3,000.00
- Maximum Loanable Amount — Php 150,000.00
If you want to borrow Php 80,000 under the Home Credit Cash Loan offer, there is a processing fee of P500.00, thus, you will get a loan proceed of Php 79,500.00. With regards to the monthly amortization, it depends on the loan term. Here’s a guide:
| Loan Term | Estimated Monthly Installment |
| 6 months | ₱15,255.98 per month |
| 9 months | ₱10,754.54 per month |
| 12 months | ₱8,519.23 per month |
| 18 months | ₱6,314.33 per month |
| 24 months | ₱5,241.58 per month |
| 30 months | ₱4,620.79 per month |
| 36 months | ₱4,225.09 per month |
| 45 months | ₱3,854.80 per month |
| 48 months | ₱3,768.15 per month |
| 60 months | ₱3,529.45 per month |
In pushing through with a Home Credit Cash Loan application, you need to prepare at least one (1) primary ID or two (2) secondary IDs. Here is a guide:
Primary IDs:
- Philippine Identification Card
- Unified Multi-Purpose ID (UMID)
- Driver’s License
- Postal ID (New)
- Voter’s ID
- Professional Regulation (PRC) ID – Secondary ID with Address Required
Secondary IDs:
- Postal ID (Old)
- NBI Clearance
- Barangay Certificate
- Phone Bill
- Water Bill
- Electricity Bill
- Mobile/Internet/Cable Bill
Home Credit reserves all the right in evaluating the loan applications. The approval can take as fast as one (1) minute. You may apply for the Home Credit Cash Loan offer 2025 via the app of the lender.