Steps on How To Apply for Home Credit Cash Loan 2026 by Calling Its Hotline
HOME CREDIT CASH LOAN 2026 – You can check here a guide on how to apply for the offer of Home Credit Philippines via its hotline.
In the Philippines, one of the cash loan providers that has gained the trust of millions of Filipinos already is Home Credit. It is operating in the country since 2013 and has greatly expanded its offers since it first operated here. It has already helped many Filipinos in different situations.
The Home Credit Product Loans earned massive prominence after it has helped countless Filipinos acquire their target gadget, furniture, and appliance. Through the years, the consumer finance product provider has continuously expanded its offers which now includes the Home Credit Cash Loan.
The Home Credit Cash Loan is actually usually extended to good payers of the Home Credit Product Loan offer. The offer may come with up to P150,000 loanable amount depending on the assessment of the client’s capacity to pay by the consumer finance product provider.
The interest rate applied by Home Credit Philippines under its offer starts at 2.32% monthly add-on rate. Here are the qualifications set by the lender under its multi-purpose loan offer:
Qualifications:
- a Filipino citizen
- at least 18 years old but not more than 68 years old
- with valid proof of identity
- with a stable source of income from any of the following:
- employment
- business
- monthly pension
- regular remittance
Documentary Requirements:
- duly-accomplished and signed Home Credit Cash Loan Online Application Form
- one (1) valid Primary ID or two (2) secondary IDs
Primary ID
- Unified Multi-Purpose ID (UMID)
- Philippine Identification Card
- Driver’s License
- Postal ID (New)
- Professional Regulation (PRC) ID – Secondary ID with Address Required
- Voter’s ID
Secondary ID
- Postal ID (Old)
- Barangay Certificate
- NBI Clearance
- Phone Bill
- Electricity Bill
- Water Bill
- Mobile/Internet/Cable Bill
How to Apply for Home Credit Cash Loan 2026 via Hotline. You may apply for the loan offer via its hotline number. You simply have to make a call to the Home Credit Hotline indicated in the SMS/Email/Push Notification offer sent to you by the consumer finance product provider.
Home Credit Philippines may approve your loan in as fast as one (1) minute. If the loan application is rejected by the consumer finance product provider, you can still re-apply for the same type of loan once you received another cash loan offer.
Releasing. Here are the disbursement options under the offer:
Bank Transfer
- Bank of China
- China Bank Savings, Inc.
- China Banking Corporation
- BDO Unibank Inc
- Land Bank of the Philippines
- Bank of the Philippine Islands
- Development Bank of the Philippines
- Union Bank of the Philippines
- Security Bank Corporation
- Asia United Bank Corporation
- East West Banking Corporation
- Robinsons Bank Corporation
- Philippines Veterans Bank
Cash Pick-Up
- Cebuana Lhuillier
- USSC
- LBC
- Bayad Center
- Metrobank
Repayment. In paying for the loan, you may choose an installment stretch of up to 60 months. Here are the options for the repayment of the loan:
- Auto Debit Arrangement
- Bank of the Philippine Islands (BPI)
- Metrobank
- UnionBank
- Rizal Commercial Banking Corporation (RCBC)
- BDO Unibank
- Security Bank
- Philippine National Bank (PNB)
- EastWest Bank
- Pay through the Mobile App
- Pay through the Website
- Pay Over-the-Counter
- 7/11
- Palawan Express
- USSC
- Asia United Bank (AUB)
- Cebuana Lhuillier
- Touchpay
- MLhuillier
- Bayad Center
- RCBC Over-the-Counter
- BDO Over-the-Counter
- Digipay
Do you want to know the Home Credit Cash Loan Late Payment Penalty and the other fees under the offer?