BDO CREDIT CARD REQUIREMENTS: What To Prepare in Applying

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List of BDO Credit Card Requirements Applicants Must Prepare

BDO CREDIT CARD REQUIREMENTS – Here is a list of the requirements that you have to prepare in applying for Banco de Oro (BDO) credit card “Standard Mastercard”.

Undeniably, having at least one(1) credit card now brings a lot of benefits. You can go for cashless shopping in public places which reduces the risk of bringing an amount in your wallet.

Another benefit is that you can also use it for emergency purposes like you ran out of money before payday came or you have something that needs to be purchased right away but you cannot pay it in full.

One of the banks that offer credit cards if the Banco de Oro. You may apply for the “BDO Standard Mastercard”. There are only a few BDO credit card requirements that you will have to comply with.

BDO Credit Card Requirements

Based on the official website of Banco de Oro, here are the eligibility requirements in applying for BDO Standard Mastercard.

  • Must be 21 – 70 years old for principal; at least 13 years old for supplementary cardholders
  • Must have at least one landline phone
  • Must be a Filipino citizen or a foreigner who is a permanent resident in the Philippines for the last 2 years
  • Must be a regular employee or if self-employed, with business operating for at least 2 years
  • Residence or Office Address must be within any area where a BDO branch is located
  • Income Requirement: Php 180,000 gross annual income

For the documents needed to be prepared in applying or the BDO credit card requirements, here are the lists depending if you have an existing credit card or you are a non-carded applicant.

Requirements For Applicants with Existing Credit Cards:

Photocopies of…

  • Latest W2 or BIR Form 2316 signed by employer’s authorized representative (for employed) or of latest ITR (for self-employed)
  • Last two (2) month’s credit card statement of account
  • If TU Bureau subscriber/member, indicate first 6 and last 4 digits of credit card, credit card type and issuer and expiry date.
  • Any valid, photo-bearing ID issued by an official authority shall be acceptable such as the following: Passport, Driver’s License, Professional Regulations Commission (PRC) ID, Social Security System (SSS) Card with photo and scanned signature printed on the card, Voter’s ID, Government Service Insurance System (GSIS) e-card, Philhealth card, Senior Citizen Card, OFW ID, Seaman’s book, Company ID (Sec Registered or under BSP supervision). Should the applicant not be able to submit any of the ID’s above, any other valid ID issued by the Philippine Government and its instrumentalities containing the applicant’s photo and signature may be submitted.

Requirements for Applicants with No Existing Credit Cards

  • Proof of Income
    • For Employed (Required): Photocopy of latest BIR Form 2316 signed by employer’s authorized representative AND one of the following:
      • Original copy of Certificate of Employment and Income (COEI) indicating status, length of service, and compensation breakdown
      • Photocopy of latest full month payslip
    • For Self-Employed (Required):
      • Photocopy of Registration of Business Name
        • For Single Proprietorship issued by DTI
        • For Partnership/Corporation issued by SEC
      • Photocopy of latest ITR and W4 with BIT/Bank Stamp
        • Audited Financial Statements for the last 2 years; OR
        • Bank Statements for the last 3 months
  • Proof of Identification

Requirements for Foreigners:

  • Copy of Employment Contract or Certificate of Employment
  • Letter from Embassy (if Embassy Official)
  • Submit photocopy of ANY ONE of the following:
    • Valid Passport with Resident Visa
    • Work Permit and Valid Visa
    • Special Investor’s Resident Visa and Visa’s Philippine Economic Zone Authority or Visa with EO226
    • ACR or ICR or ACR-1

Visit the nearest BDO branch to you with your requirements and ask for the credit card application form. You may also download it online through the official website of Banco de Oro – https://www.bdo.com.ph.

Thank you for visiting our website. We hope we have helped you with regards to your application for a credit card to Banco de Oro. You may keep coming back for more informative guides.

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