Guide on How To Apply for BPI Personal Loan, Requirements in Applying
BPI PERSONAL LOAN – Here is a guide on how to apply and the list of the requirements needed in applying for Bank of the Philippine Islands’ Personal Loan.
The Bank of the Philippine Islands or more commonly called as BPI has a lot of offer to the public. Aside from the BPI Savings Account, BPI Remittance Account, and BPI Credit Card, it also offers loans.
The bank offers Personal Loan, Housing Loan, Auto Loan, and Business Loan. All these offers aim to help the people in their finances by offering loans with flexible term options and low one-time processing fee at Php 1,500.00 only.
Based on the official website of Bank of the Philippine Islands, with regards to the Personal Loan, there are general and specific BPI Personal Loan requirements for applicants.
The general BPI Personal Loan requirements in applying include the following:
- Must be 21 years old and above to apply and not more than 60 years old upon loan maturity
- Filipino Citizen
- Working or residing within 30 kilometers from the nearest BPI branch
With regards to the specific requirements, it may vary depending on the employment status of the applicant.
Employed / Professionals:
- Two (2) valid government-issued photo-bearing IDs
- Proof of income documents:
– Three (3) months original pay slips; OR
– Latest BIR Form 2316 or ITR
Self-Employed
- Two (2) valid government-issued photo-bearing IDs
- Proof of income documents:
– DTI/SEC business registration certificate
– Three (3) years audited financial statements (FS)
– Latest ITR Form 1700 or 1701
Based on the official website of BPI, here is a list of the valid IDs which are acceptable as part of the BPI Personal Loan requirements:
- Passport
- Driver’s License
- Professional Regulatory Commission (PRC) ID
- Postal ID
- Voter’s ID
- Taxpayer Identification Number (TIN)
- Government Service Insurance System (GSIS) e-Card
- Social Security System (SSS) card
- Senior Citizen card
- Overseas Workers Welfare Administration (OWWA) ID
- Overseas Filipino Worker (OFW) ID
- Government office and Government-owned and Controlled Corporation (GOCC) ID (e.g., Armed Forces of the Philippines (AFP), Home Development Mutual Fund (HDMF) IDs)
-
ID issued by the National Council on Disability Affairs - Integrated Bar of the Philippines (IBP) ID
- Company IDs issued by private entities or institutions registered with or supervised or regulated either by the Banko Sentral ng Pilipinas (BSP), Securities and Exchange Commission (SEC) or Insurance Commission (IC)
- PhilHealth Health Insurance Card ng Bayan
- National Bureau of Investigation (NBI) Clearance
- Police Clearance
- Barangay Certification
- Seaman’s Book
- Alien Certificate of Registration / Immigrant Certificate of Registration
- Department of Social Welfare and Development (DSWD) Certification
- Professional ID cards issued by Maritime Industry Authority (MARINA)
Simply bring these requirements to the nearest BPI branch and you can start your application for the Personal Loan as long as you passed the eligibility qualifications or general requirements.
READ ALSO: BPI BRANCHES OPEN SATURDAY: List Of Branches Open On Saturdays
Can you permit the ofw to have a loan? Thanks
how can i apply for a personal loan?
Thank you bpi
Before I get loan in BPI but may account was not active sense 2018 if possible to activate may old account?
Can OFW is allowed to make personal loan to your bank?
When applying personal loan,is it possible to fill-up the form through online or borrower required to go in the nearest BPI bank po?Thank you
I hope you can help me to my Personal Loan
Ask ko lang po pano if sari sari store lang po ang meron, wala pong dti or itr braangay permit lang po pwede padin po ba makapagloan thanks in advance sa sagot
Overseas Filipino workers ofw puede maka apply for personal loan,what are requirements
car loan
Is it okay for non regular employees?
How much is the interest….
Can I avail with ur personal loan?tnx
can I apply for personal loan for 5 years
I would like to apply? Is there a salary required?
Thank You
Renerlita Payupay
I am OFW, I leave and work abroad. Am I eligible for loan? If not then its fine thank you
nag papa loan lang po ba kayo? hindi po ba pwedeng i loan sa inyo yung kukunin kong ayuda sa dswd or sa account kong pay maya
Personal loan
How much is the inrest per annum for the peesonal loan and max number of months to be paid?
I want to make a loan,personnal loan poh if ever. San fernando la union area po.
i am interested to apply for a personal loan
I want to apply for personal loan.
im interested to apply for personal loan
how can i talk with your costumer service
Hi good day,
Im want to apply a personal loan for my family financial..
Thanks and godbless
Hope you grant me to avail. Thank you and God bless BPI.
I am interested to apply for a personal loan.
how much is the maximum amount of loan i can avail?
I would like to know how much is my monthly payment if i apply for a lian of 100,000.
Good day po ask ko lng kng pwede ako maka avail ng personal loan 9 months lng ako sa agency worksite dto sa saint lukes qc
How to apply a personal loan…
How can I avail Business Loan..
how much is the maximum amount of loan i can avail?
I’m interested.. hw can I avail pls.. right now I’m working as ofw here in kuwait
How can I avail personal loan. How much the interest.
I want to apply personal loan to expand my business
How much can i loan i am a regular employee?how many days?i am eligible for personal loan
I am interested to avail a personal loan? But I want to know how much is the maximum amount of loan I can avail? Thank you 😊
I want to avail
Mag Kano po Ang interest?
Interesado po ako mag apply Ng personal loan pandagdag Sana sa puhunan. Nagsspray kami Ng mga mangga at namimili din ang problema Lang Yong mga ibang requirements na hinahanap Wala kaming ganyan. May ibang way po ba para makapag avail kami Ng loan?
I’m interested
Ilang araw po ba ang process ng personal loan?
How to apply,.I’m a regular employee.
I want to apply
Can i renew my personal loan if i pay the remaining personal loan balance?this feb.15 2021 the due date..
Can i apply personal loan in the amount of 100,000?
How many % interest
I already apply at legarda branch.but may application was denyd.i have a business and my accountant.send to them the itr as well my dti certifecate and mayors permit.but when i was fallow up after a wk.they told me it was desapprove my application for personal loan.
I’m interested for applying a personal loan how much is the interest rate?could you help me
I am a security guard, can i avail a personal loan?
Pwd po ba mag apply salary loan khit wlang bank account
As a Seafarers/ Seaman (ofw) how to apply personal loan.while waiting back to work in the ship.my loan porpuse for my daily needs expenses etc.
How and Can I apply for Online Banking without visiting a BPI branch?
Thank you.
how to apply a salary loan?
How much is the interest of personal loan?
I am interested
Good day, I want to apply for Personal Loan but I’m here in Saudi Arabia, working as a nurse in a government hospital, is it possible?
I’m interested to borrow the amount of 50000 for 24months to pay.
Can i avail a personal loan?
It’s just a PASSPORT is enough for valid I’d?
is it salary deduction or not
Can i Loan amount of 200,000 payable within 2years..how much my monthly amortization?
I AM INTERESTED ON THE PERSONAL LOAN YOU OFFER.I JUST WANTED TO KNOW IF HOW MANY BANKING DAYS WILL IT TAKE TO KNOW THE STATUS OF OUR LOAN APPLICATION?
THANK YOU AND GOD BLESS.
I AM INTERESTED ON THE PERSONAL LOAN YOU OFFER.I JUST WANTED TO KNOW IF THE BPI BANK CAN APPROVE ME AS LOAN APPLICANT EVEN IF I AM NOT A BANK DEPOSITOR TO THEM?
THANK YOU AND GOD BLESS.
Interested in applying persoal loan how much the maximum loam amount ca avail
Can I borrow personal loan but I’m here abroad.i hve req thru my daughter in philippines.can I get?
paano po mag apply ng loan ang isang OFW sa BPI po? Thank you